Research On Chinese Banking Supervision

With the development of international financial liberalism and integration, the amalgamation between finance with economy and society becomes more and more compact. While financial development greatly promotes the social advancement, international financial crisis continuously go with the entire economic evolution process. Especially after entering 1990's, many developed and developing countries have experienced very serious banking crisis. The problems, among which is strengthening the banking supervision as well as preventing and dissolving the banking risks, have been paid much attention by the supervisory authorities of each country and the international financial field. As far as our country is concerned, the year 2006 is the final year that the banking industry has to fulfil WTO agreement wholly and face foreign banks. Under the new circumstances, it is an imperative and important subject, i.e., how to perfect the system and improve the efficiency of banking supervision, how to furthest protect depositors' benefits and how to maintain the stabilization of banking industry.Firstly, based on the theory of banking supervision, the paper explains the necessarity of implementing banking supervision. On this basis, it finds that they have different features in banking supervision through inspecting banking supervision systems of major developed countries like America, Britain, Japan and emerging market-directed country and district like Singapore and Hong Kong. However, the core contents are similar. In banking supervision objectives, concepts, methods and contents, they have something in common. It not only reflects the international banking supervisory development trend, but also reflects the general rule of the banking supervision . Those will help our country improve our banking supervision system.Secondly, our banking supervision both have made some achievements and have many problems through the analysis and summarization of our banking supervision system's history and status. On one hand, we have established a banking supervisory authority which owns a function of division and collaboration. Moreover, based on laws, the banking supervision system has dissolved finance risks and maintained the stabilization of banking industry by modern regulatory modes and methods. On the other hand, there are some disadvantages in our banking supervision...