Application Of Fuzzy Comprehensive Evaluation In E-Banking And Risk-Control

Based on the summary of the development of the electronic banking history, we summarize its advantages and disadvantages, and analyze the reasons of the protruding contradiction and challenges of traditional bank, then propose the electronic banking risk prevention and risk-control problem. The emergence of E-banking overcomes the deficiency of traditional bank and achieves unprecedented development, but it faces many new challenges and potential risks. In response to the electronic banking risk prevention and risk-control problems, this thesis has the following innovative points: First, by the analysis of the risk of traditional bank and E-banking, the main risks and challenges of the E-banking are summarized; then for native electronic banking development, we introduce briefly its main potential risks and classification, establish the comprehensive fuzzy evaluation model, and divide the primary evaluation of risk. Second, using fuzzy comprehensive evaluation method for electronic banking quantitative analysis of the main risks, we obtain the corresponding conclusions by numerical analysis. Third, according to the E-banking risk prevention and risk-control, some possible solutions are proposed, and we hope this model can provide effective help for our country electronic banking in preventing and controlling risks. We find that the conclusions accord with the practice, which shows that the evaluation model is feasible, and it can provide some reference for E-banking risk prevention and risk-control in a certain extent.