An Analysis For Core Banking System Construction In X Bank

Nowadays, the financial market in China is totally open. In such a situation, the issue which domestic banks to exploring together is how to speed the convergence of world-class banks, in competition with overseas banks invincible. The domestic bank after passes through road of more than the 10 years modernized reform, the system construction and the risk management and so on have a more obvious promotion, but the information strut system construction generally lacks comprehensively, the integration, provides the policy-making strut the operational channel. Carrying create " later comers superiority" and the dream of the convergence of world-class banks, some domestic banks have embarked on the road to the introduction of a whole in the core banking system construction. However, in the concrete implementation process, "introduces set of overseas systems, duplicates a first-class bank" is as if only one kind of idealized tentative plan. So what is the real difficulty of core business of foreign banks in China's system implementation process?X-bank whole introduction overseas core business system project, has been through repeatedly roughly, cuts finally smoothly, including the experience to be worth sharing, has the lesson to be worth profiting from. Based on the introduction of foreign banks core business system implementation of the project of X-bank, with my own experience and understanding of building X-banking system core business, Discussion on the deep-seated problems of the introduction of foreign core business systems building, hope can providing reference for building the domestic banking system's core business.This paper is divided into five parts. The first part is an introduction of China's banking industry information technology course, and the problem of core banking business-building system is a derivative. The second part describes the original X-bank information system and the preparations of start building core operational system. The third part is an introduction of the position and structure of the core business systems in the bank, advantages of foreign banks'system, focusing on the process of introduction of X-bank. The fourth part is a deep analysis of the key points concerning core banking system-building process, focusing on the banking process reengineering, business guidance technology, staff training and other issues. The fifth part is based on the practice experience of X-bank, I provide some specific and feasible proposals of the core business of the domestic banking system construction projects.