Research On Problems And Countermeasures Of Electronization Information System Operating Of Shaanxi Province Rural Credit Union

Along with the policy opening year by year, the financial institutions of foreign capital which carry rich funds, advanced science and technology, and effected service approach at every step. Each local big commercial bank depends on rich fund and the beneficial policy that nation removes bad assets, to enlarge market continuously. Facing the domestic and international rigorous challenge, how can develop in so many big banks, is a problem which rural credit union of Shaanxi province in remote area where economy is undeveloped have to face. On the base of related theory of financial informationlization, through analysis of the basic actuality of rural credit union in Shaanxi province, this text puts forward the counterplan suggestions which have already aimed at the movement of the present system, as well as external environment construction of the system.The full text is totally divided into 6.Chapter 1, introduction. It expatiates the background, purpose, meaning of research of the thesis, and the dynamic state of domestic and international research ,then definites range of research, and confirms thesis research of way of thinking and method and system frame,as well as the possible innovation.Chapter 2, related theory of financial informationlization:connotation of finance informationlization , the necessity and feasibility of finance informationlization , the development and characteristic of finance informationlization.Chapter 3,the basic actuality of rural credit union in Shaanxi province. It includes basic present situation of rural credit union in Shaanxi province,present situation of information system of rural credit union in Shaanxi province,and overall goal of system construction of rural credit union in Shaanxi province.Chapter 4,the problems of informational system movement of rural credit union in Shaanxi province. One is, electronic information system own problems, we can see from the angles, including from the system to the service development support, from the system to decision-making and the management, and extension of the system . Two is, the problems of system construction, like singleness of the production service, the lag of the system application, the low of the management information level, the hardware movement management not good, the management level waiting for the enhancement, not very good communication and the coordinated mechanism, enlarging management risk and so on;Chapter 5 , to aim at electronic information system own problems , we get countermeasures from the system to the service development support, from the system to decision-making and the management, and extension of the system. To aim at the problems of system construction,we get countermeasures,for example,enlarging intermediary business,establishing learning organizations,advancing management informationlization ,enhancing network function,standardizing the management and the maintenance,strengthening the surveillance,strengthening the construction of information system.Chapter 6, external environment construction of effective movement of electronic information system. It includes the construction of corresponding financial legal system, strengthening the network information security guard, raising the talented person, increasing the supervising and managing and so on.