Study On Rural Credit Union Funds Of Shaanxi

Financing of rural farmers is key to economic development issues; the root of the problem is that farmers are "getting loans" and the inefficient use of funds. On December 31, 2009, since the new century the Central Committee Document No.1for the seventh consecutive concerned about "three rural" in released, and further requires increasing investment in agriculture.Central Document No. 1 of 2006 argued that "farmers should be guided to the development of capital mutual aid organizations." To collect effectively rural development funds needed to alleviate poverty ON the problem of insufficient financial Central government funds the development of new usage patterns, creates new mechanisms, decides in 2006 to carry out various experiments, "mutual funds poverty-stricken village development" pilot. Mutual funds" Carried out in 2006 in Shaanxi Province"IS USED TO HELP poor rural areas, setting up a "mutual fund organization" in recent years to promote the development of new rural construction in Shaanxi Province, AND has made gratifying achievements peasant incomes. But DURING its development process, there are some constraints on their efficient functioning of the problem. Therefore, it is necessary ON the operation of rural credit union funds to do further research and development to improve the operational mechanism, enhance the development of efficient, robust to meet the financial needs of rural development, and promote new rural construction in Shaanxi Province. The thesis includes the following seven sections:Chapter One: Introduction. This section provides a brief overview of the research paper writing background, purpose, meaning, ideas, research methods, domestic and international research related to this literature review and assessment.Chapter II: Overview of relevant theories, which Consists mainly of rural folk cooperative financial theory and financial theory.Chapter III: Content and rural development fund Overview union THAT Combed the rural capital union generation process, summarized the definition and characteristics.Chapter IV: Shaanxi rural mutual credit operation mechanism and effect analysis. This chapter describes operations in Shaanxi status of union funds from the organizational and administrative mechanisms,mechanisms for financing,the distribution of benefits operating mechanism and risk management mechanisms at this stage. At the same time it is beneficial though the use of economic methods to analyze mutual funds and its effects.Chapter V: Development of Shaanxi mutual credit problems. Through the analysis of operating status, the rural finance union problems of the process of development are pointed out.Chapter VI: Promoting and development of rural financial union suggestions. For the existing problems of the operational development in the internal management and external support from both the angle of steady, sustainable development of rural finance union suggestions are pointed out.Chapter VII: Conclusion.