Study On Enterprises' Financing Risk Problems Based On The Influence Of Financial Crisis

The financial crisis, caused by subprime mortgage crisis, has been lasting for nearly 3 years since it broke out in 2007. It gives the world a big financial instability which is extensive and affecting every level of the economy. The crisis threatens the financial market, financial stability and even the global real economy a lot and causes a big stir in the world quickly. China's economy has been affected greatly, too. However, in order to weather the financial crisis, we must lean against the wind to keep the stable development of the economy. Funding requirement is necessary, therefore, corporate financing activities become more critical. The outbreak of the financial crisis worsens the business environment of raising capital, affecting the enterprise's external macro financing environment and internal financing decision-making and increasing the financing risk. Therefore, there is a practical significance of the research on risks of enterprise financing under the current financial crisis. Enterprises must fully know the impacts of financial crisis on China's economy and even other fields, analyzing and identifying the existing financing risks and gaining a fair assessment, taking prompt and effective measures to prevent and avoid the risks so that the enterprises can have a healthy and stable development. The thesis is also making analysis and research from this perspective.There are 5 chapters in the thesis. The first chapter is the introduction part, which focuses on the background and significance of the research, the literature review and the research content and methods. The second chapter mainly analyzes the present situation of enterprise financing risk, including the influence of the financial crisis on China's economy; irrigation ditches and methods of enterprise financing risks and what difficulties the enterprises would meet when they do financing. Combining with the impact of financial crisis and the current financing status of Chinese enterprises, chapter 3 analyzes the risks in the process of enterprise financing and classifies them by using risk identification method, revealing the sources and causes of the risks and making a foundation for the l'ater risk prevention and control. After a systematic analysis of risks, chapter 4 establishes a financial risk assessment model from the global financial point of view by using multi-level fuzzy comprehensive evaluation method, giving a comprehensive and scientific assessment of the enterprise financing risks. Under the impact of the financial crisis, Chapter 5 proposes the specific control strategy for the risks, proposing the relative risk prevention and control measures from internal financing decision-making and external financing environment of the enterprise to help the future business development and financing.