The Integration Of Our Country Old-age Guarantee Studies

The development that is small scaled to turn along with old-age population old age and the family, the change of young generation somebody else court idea, gets empty increasing of nest family, the problem of old age guarantee become the outstanding problem in the social guarantee day by day. Along with the exaltation of the concern of the old people to the life quality, it is no longer pure to the need of old-age guarantee to is material,but it is more caring for service of the medical treatment, of looking after a life and with nursing, of various needs and so on. But, currently our country old-age guarantee system exist obvious the characteristic, "asunder turn" and supply method one, it are to respectively and independently circulate to currently retire to enjoy life guarantee and medical guarantee, they don't contact with each other.They not only exist to asunder turn irregularity in using funds, but also carry on a different classification because of the dissimilarity of residents' identity.On the management of old-age guarantee, it is a section diversification, for example,the work on retire to enjoy life, medical treatment and the old-age welfare serve etc. carry out respectively, they don't contact and link up each other.It causes efficiency lower, and make them not to provide mutually accommodative diversification service for old-age community in time and efficiently. At the same time, looking after the old age haven't been brought into regular guarantee system. On the present condition, the text carry on integrating analysis with the possibility of guarantee of retiring to enjoy life and of old age of medical guarantee, and put forward an integrated suggestion. Under the old people's current condition,it bring into the possibility of old age guarantee system to carry on analytical research for service of looking after a life, and put forward to have a constructive suggestion. Hoping to pass the textual research can make to be advantageous to old age guarantee function of comprehensive efficiently of exertion, the old age of the better guarantee old-age community life.In the text, the aspect that integrates in the old-age guarantee, author thinks it can merge endowment insurance and medical insurance as an account, for carrying out retiring to enjoy life an of medical insurance mutual aid with each other helping of function. Because of our country current endowment insurance and medical insurances all adopting of of fund money raising mode, this kind of same of implementation method provide the possibility that can operate for two account of unified.In the aspects of retiring to enjoy life a medical orchestration, auther hope to carry out the national orchestration of retiring to enjoy life the medical insurance orchestration part quickly, and suggest that the insurance funds is unified to manage a section by human resource and the society guarantees.In the aspects of old-age nursing, no matter is a social medical insurance still a business the health insurance haven't brought into the expenses of nursing item among them, for solution future old people's large amount of nursing expenses problem,author put forward a speculation that personnel who take part in the medical insurance participate on a additional social nursing insurance at the same time.Textual conclusion is, under old age guarantee asunder turn the situation of present condition at our country, be old age guarantee retiring to enjoy life of the most basic item guarantee and medical treatment guarantee, their unify with orchestration layer of the exaltation is an inevitable trend. Unified administrative dept, old age guarantee the information manage the system is in the national intranet,and raise to guarantee fund orchestration layer will bring more conveniences to the old people's for life retire to enjoy life and curing in the foreign land. At the same time, the social nursing insurance is brought into the old age to guarantee system. This can not only ease the finance pressure of government and family, but also raise an old man old age life quality.