The Research On The Financing Mode Of Small And Medium-sized Enterprises Based Upon Financial Lease

Since the reform and open policy, the development of small and medium-sized enterprises has contributed magnitude to domestic economy, by being the critical part of it. Without any doubts, if small and medium-sized enterprises could grow healthily can not be separately considered from the growth speed and quality of entire domestic economy as well as enhance economies of individual cities, and ensuring to providesufficient employment opportunities. Contacts with myself to work the locus-Zhuji Datang small and medium-sized enterprises development present situation, the financing difficulty is the biggest bottleneck which they because the traditional method of financing cannot satisfy needs of raring funds in those enterprises completely. As financial lease becomes a newly created outcome, it does provide enterprises some brand-new ideas of financing.For a really long time, people have been ignoring the most congruent way of financing, which is financial lease mention above. Financial lease acts as a new mode to be a combination of gathering funds and stuff, and this mode has become a hinge, binding finance, trade, and industry production in those highly developed market economies. Comparing with bank loan and other traditional mode of financing, financing lease has a far better predominance in supporting the development of small and medium-size organizations. Therefore, the essence of financial leasing is one practical choice of solving the problem, reflecting the difficulty of "gathering funds", and a vital capital operation in a new situation.In this article, our discussion starts with analyzing the fact and reasons that it is difficulty to gather funds for domestic small and medium-size organizations currently, and by deriving sophisticated experience from developed countries, we could conclude financial leasing is a practical choice for domestic small and medium-sizeorganizations, and also trace and analyze the consequences of financial leasing. Then we will the direction that financial leasing is going to develop to. Finally, we put forward countermeasures and proposals through the analysis to the environment that such organizations operate financial leasing in.