A Study On The Manners Of The Real Estate Finance And Innovation Anylysis

Along with our national economy continuouse development, the real estate hasalready become the primary motive power of national economy development. But thereal estate industry is a high risk profession, its development is influenced bymacroscopic economy and policy environment biggest, whichever nation pay moreattention to the development condition of the real estate industry with government , andmeasure the national economy with the one of the surveyor's rods that develop itsconduct and actions. In recent years, under the nation enlarge the investment with theeconomic background that extend the inside to need, although experienced " SARS ",the tighten loan with the development that the building materials rise in price that totalmovement circumstance influence, seeing from the recent years, macroscopic andeconomic environment is stilled for the real estate industry to provide the goodmovement term. The development of the real estate industry and the support of finance can't bedivided, two professions are relied on and affected by each other. Along with themarket economy's development, the degree of bank attend real estate developpingincrease, and lend money the support from the bank from set up the house, and arriveto develop the company to borrow funds development, and arrive again the resident tocan obtain to buy the mortgage style by mortgage. Under the front's situation, thehealth development of the real estate industry can not get away from the real estatefinance, especially the support of the real estate credit. But the bad development of thereal estate industry can affect the health development of the real estate finance, evencause the financial crisis. Therefore, the research to financial risk of real estate,particularly the risk of real estate credit,and the whole process of real estate channelsof funds, seems to be more importance. This text applicates analysis of Marxist market economy period theories and thefinancial system internality of western and economic educational circles not stabilityanalysis of theories etc. The funds chains of right whole real estate industry is analysedin deep, and pointed out that for exsitting disregard of unreasonable behavior, thefinancial realm of real estate in our country exsits large risk, The esse of the real estatefoam will more greatly affect the national economy and production at the same time. To this text standpoint, The financial realm of current real estate exists largeproblem, in the process of gathering funds and funds usage, Bank credit occupies toomuch comparison, other financial product of real estate still contain due-out exhibition.We should draw lessons from the west prosper national mature experience, anddevelop the diversification's real estate financial market, moreover establish theefficiently system of risk prevention, in order to resolve the current appeared problemin the real estate financial realm by the root.