Design And Implementation For "city Level Pboc Payment System Of Rural Credit Cooperatives"

Science and technology are the primary productive force, which thrust social advancements and cultural civilizations forward. In the domain of finance, the advancements of science and technology have promoted the innovation of the means of trading and balancing and helped establishing a safe and sound payment system, both of which have provided a strong support for the renovation of financial services, an expressway for the unblocked running of capital. The financial businesses in China have been experiencing the great thrust-forward brought by the advancements in science and technology, since Chinese economic reforming.From 80's 20 century,the People's Bank of China introduced a new standardized clearing system,which can coordinate all the financial instituitions.Meanwhile, the modernized payment system was begant to establish.With the years go on,the amount real-time system,batch-oriented payment system have been built.This new system has successfully connected all kinds of systems including Hongkong,Macao RMB clearing system. The amout payment system is based on the E-payment, dealing all the payments among the financial instituitiongs .This system has fully improved the service of the clearing system,with fast,reliable and inter-banking clearing functions.With the coordination and promotion of the People's Bank of China,the RCC is keeping on increasing the use of netwokr for the RCC as well as improving the integrated banking system throughout the country.With this,the payment system has been further improved in RCCs all over the country.In Guangdong Province,each RCC has itsown banking system,the payment system is widely used in the RCC of Guangdong Province.This system is demanded to finish the connection of all the stand-alone systems,and the conect to the national payment system. XXRCC,a prefecture-level RCC,which is attachet to the RCC of Guangdong Province,has finished its toplimit in the integrated banking system in 2003,different from many other financial system,this system is based on Java technology.The writer was the project manager of this system, fully involved and dominated during the progress of setting this system.To the core system frame,the function connected between amounty payment system and the core system,the writer has his own different views.Based on the study of the XXRCC's integrated banking system,the article expoundes the design of the combination between the banking system and the national payment system and how to make it come out. The main contents are as below:1:Present XX RCC's banking syestem Status, the business requirement when connected to the amount payment system,and the analysis of the difficulty in techniques.2:The design of the XX RCC's amount Intermediate Businss Platform, including the environmentof the hardware and the equipment, the packet communication of the core system and the payment system, the accounts interface to the core system,the frame and the functions of the intermediate business platform,the design of the related datebase.3:To implement XX RCC's amount intermediate business platform,is mainly to solve the cross-system,different technology frame system and so on.The platform is supported by Java technology, using db2 as the background database,using the design of software engineering and the theory of the implementation,finally successfully completed the combination with the payment system.