The Design And Realization Of Bank Intermediary Business Platform Based On J2EE Architecture

In recent years, as an important means of innovation and new economic growth point, the products of banking intermediary business are becoming variety. As a new profit growth point of China's banking intermediary business and an important means of subsistence, the intermediary business are increasingly subject to commercial banks attention. In order to achieve the unique business processes with the third parties, data processing or equipment control management and a lot of applications with a pre-processor, the computer rooms of banks have to place a large number of different front-end business systems. The existence of this problem increases the input of system maintenance staff, and waste of bank equipment and software investment. The phenomenon of repetition development exits over all places and stages. Since the decentralized system of data, management can not fully grasp the business development and system application. It greatly affects the intermediary business products in the design and development phase of the work efficiency and also hinders the development of intermediary business.Compared with foreign banks, the intermediary business of China's commercial banks develops late. A high degree of science and technology, payment networks are well developed in foreign banks. But service of China's banks service is backward, and they lack of efficient and fast payment system, a perfect support platform. As with the increasingly close cooperation in various sectors of society, banking intermediary business is bound to develop rapidly. Therefore, in order to reduce the amount of bank development and maintenance, to simplify the expansion of intermediary business, to standardize the middle of the business processes, to unify the management of intermediary business, a powerful and highly configurable platform for the intermediary business should be developed. It can save application development time, so that banks in the fierce competition will be in an advantage position.In this paper, first, it explains the concept of bank intermediary business and the intermediary business platform, the status and trends of development domestic and abroad to sum up the shortcomings of current bank systems and platforms. For the problems of modularity, parameterization, intensification, a mode of intermediate business platform based on J2EE architecture combining the project of the company is submitted after analyzing its feasibility and the key technologies involved and the main features. Based on the design principles of the unity, good scalability, easy maintenance and data consistency, the overall system architecture and main functions are given after analyzing and designing. The platform complies with MVC pattern uses XML as data storage and exchange format, uses dynamic access technology to replace the original complicated programming. The parameterization of the communication interface configuration reduces duplication and improves reusability. Through the analysis of the intermediary business and induction of the similar business characteristics, the business processes are expected to achieve modular and shorten the design cycle so that the business logic extensions and system maintenance can be resolved. Finally, a support platform which can finish the development of intermediary business product by configuring parameters is achieved.The author is involved in the needs consolidation of platform and development of dynamic access layer. In the end, not only the steps of the dynamic access but also a brief description of the service module and the realization of dynamic interfaces are given with system analysis and compare with the original application.