Research On The Individual Credit Evaluation System Of The Witkey Model

This research starts from the conceptions of witkey and the witkey model. and then describe the Witkey model theory. Later, put forward the issues of Witkey individual credit . Analysis the importance of the credit to Witkey model on the relevant theory. while the establishment of further analysis of the key factors about the individual credit. expound the connotation of individual credit on the background of witkey model. Based on the these factors ,analysis is refined. Then build a individual credit Evaluation system of Witkey model. and a detailed explanation of the parameters of the target system comes on. While comparison matrix used to calculate the weights, determine the weights based on a hierarchy analysis, using a combination of methods. Points rely on the experts, coming to the indicator system under the weight of various factors. The use of comprehensive evaluation method for the specific factors and the target weight calculation determines the value of credit Evaluation. In the final ,discuss the challenges and future prospects of the individual credit Evaluation system.