Research And Application Of Credit Guarantee Synthesis Management Platform

Small enterprises often face difficulties in financing or assuring from financial organizations, because of their small scale and lack of necessary hostages. The main function of the Credit guarantee institute is to provide small enterprises credit guarantee to help them get loans from financial organizations,, meanwhile they can also share the risk of financial organizations, therefore help small enterprises to develop healthily.As guarantee affairs are often complex and concern wide range of knowledge, it is hard to promise rapid and accurate information processing simply by traditional manual way. One effective way to settle that problem is to design management information system which could satisfy the requirement of guarantee operation. The thesis design and realize a credit guarantee synthesis management platform based on the J2EE platform. Currently, this system is being promoted throughout the province, which has been used successfully in experimental application and received good feedback.The paper introduced the research background and meaning of the credit guarantee system firstly. Late on, the article set forth correlative basic theory according to the trait of the system and discusses the key technology realizing it. According to the requirement of small enterprises, the credit guarantee organization, bank and the third party finance investor, the requirement of the credit guarantee system is discussed. Because the credit guarantee industry is a new industries, the requirement of users are very unstable in development process. Even after putting the software into operation, the demands of user may also will change. So using agile development in database design of the project, it should well adapt to the change. Fourthly, the design of whole system is presented. J2EE system structure, B/S mode, design mode based on MVC, component and XML data bus are used in the system. Then the functional realization of the system is discussed. The functional requirement based on role and the realization of representative module are also discussed. In the end of the thesis it is summarized, and a vision for future work is given.