The Research And Implementation Of Personal Financial Services Software In Commercial Banks

In recent years,the financial market developed rapidly and the financial tool innovated unceasingly,the people realize accumulate the wealth,increment the wealth. Under the background,the bank provides more purpose, administrative levels,the individual service for the customer ,this is the new service in the new finacial time. The article introduce that the personal finance service is the operation of the costomers' information of the commercial banke,also is the customers connect to take IBM Z/OS as the operating system,DB2 is the backstage of bank,carries on the data processing through the volum,thus obtains the customers'message,make the plan of the personal sevice.The article introducs the function of the personal finance service software at first,the system of register,the revenue and expenditure input,the inquiry statistics,the bank record,the writing record,the help system,six big modules. Among them in the bank recoding,the bank cor business system is the bank operational operation heart,it including customer information, handling of traffic,bookkeeping processing,accountant report form. After enter the system ,wo will input our financial information to the bank database,in order to understanding our financial condition,the. convenient about bank and customers,has helped the customer to investing the property to financila variety,for example,the srock,bond,insruance and deposit,rise in value,satisfies the invest the repayment and the different damand.Next,the article introduces the banke backstage data processing emphatically,namely volume processing system. This system uses the backstage operation system is IBM Z/OS, DB2 is a database,take the parallel processing overhead construction as the leadership,suitable union serial structure mix over head constructiong volume movement pattern,the core thought is: the volume processes unit based on each parallel volume data,the volume unit 's scope and the PARTITION LIMITED KEY 's scope need coordinating mutually ,to guaranteed each parallel volume unit processes data relative independence. Mean while through the parameter establishment method,by the user,the data scope which processes according to the data distributed conditioning each volume unit,achieves each batch unit data balanced distribution the request. Through designated reasonably,and uses PARTITION INDEX,the identical procedure will move on different PARTITION,reduce the time visit conflict possibility Lowly. Moreover PARTITON visited DB3 table frequently,distribut as fa as possible on different VOLUME,alleviates the I/O channel the bottleneck use,reduce I/O CONETENEION, enhances the visit speed greatly,resources and maximum limit use CPU. In this core thought foundation,the backstage to the database,the work dispatch,the work row of regulation,the efficiency has carried on the design. Moreover,in the parallel volume processing system design and the performance history,besides the consideration system normal function realization,the article had also considered the misoperation or other reasons cause the breakdown restors the means. In brief, the volumeprocessing system broke the bottleneck which single plane system processing brings,has satisfied the processing request about the large service bussiness after the massive centralisms of the financial service.