The Implementation Of Real-time Batch Business On Intermediate Business Platform

At present,with the developments of financial reformation deeply,competitions among the banks have become more and more drasticer.The capital of competitions among the banks not only represents its strong capital's strength and nice credit standing,but also its providing service for customers more conveniently and more quickly.On thiscondition,intermediate b-usiness comes into being and its status during the development of the modern bank becomes more and more important.The mode of batch business is one of the operating modes of intermediate business platform.Deputy unit subscribes agreement with bank and accomplishes batch draw in and draw out through batch business system of the bank termly.Through this mode,the pressure of the bank couter operations is lightened effectively,so it breaks the obstacles of the development of intermediate business and accelerates the development of intermediate business.This paper bases itself on the banking intermediate business platform,developes and realizes the real-time batch business system.The system followes the thought of software engineering ,adoptes the design of module,makes use of communication technology, E-SQ L/C technology and character terminal interface programming,developes five modules including user managements,conversion of batch file formation,chectout of batch file,batch transfer and report forms generating.Forthermore,this paper dissertates the knowledge about intermediate business and intermediate business platform.It emphatically anaylizes the structure of intermediate business platform and its supported technologies,then raises an integral scheme about real-time batch business on the intermediate business platform.Through the development of this system, the batch business of ICBC is extended ,customers' requirements are met,the credit standing is advanced,the income of the bank is increased and competing power is enhanced.