The Change Of Family Educational Investment And Its Influence On Family Consumption During The Quick Increasing Of Educational Investment Of China

This research article discusses that the scale of education investment of our country enlarges greatly,the structure of education investment changes deeply,the proportion of the government education decreases continuously,based on the analyses on the scale,structure and change of the education investment. The decline has appeared and stayed cool in the proportion of constituting GDP of financial education funds for many years, which 2000 only reach 2.87%, is apart from 4% of the set objectives very far, only slightly higher than half of the international average level. The acceleration rate of financial education funds is lower than the acceleration rate of the fiscal revenues, its proportion in the expenditure drops constantly. The ratio of educational investments of the home rises constantly. At the basic education and secondary education stage, the education expenses of the family expenditure already exceeded government input;In the higher education stage,it is close to input for less than government families the education expenseses of expenditureses.In the structure that the educational expenditure of family increases, the alternative expenditure in the basic and secondary education increases rapidly and very outstandingly.The basic educational expenditure such as tuition and incidentals in higher education increases quickly.The reasons leading to the family educational expenditure to increase fast include: external reasons such as the educational expenses sharing mechanism not perfect, the educational center moving on, the scale and structure of supplied education not to meet the educational demand, the educational cost rising and claim for charge at random to education;inherent reasons, such as strong demand for education of and the family,etc..The growth of the family educational expenditure has exerted a great influence on family consumption. In a short time, because of strong education demand rigidity, the increase of educational expenditure will cause family consumption increasing, thus stimulate the demand, spur economic growth. Here for a long time, because of the restriction of the income increases and the anticipation unstable, the family educational expenditure increase will produce the crowding out effectiveness and substitute effectiveness, which play a tightenning role in present consumption, thus not benefit the economic growth . Because the coefficient of influence power and the output multiplier of education industry are low, the efficiency is not high to spur economic growthdepending on increasing the educational consumption directly, that is not worthwhile by the look of long-term.The growth of family educational expenditure has put forward a test to the ability to bear of the family. Through comparing with foreign situations, we find the bearing level of educational expenditure in Chinese families is much higher than that of developed countries and general developing countries at all education stages.At the basic education and secondary education stage with the biggest gap, the educational expenses bearing rate of the Chinese family is several dozen times higher than that of foreign countries. Begin to bear the education expenses of the relatively high proportion since the basic education stage increases the family educational expenses burden greatly from whole . In fact, the educational expenses bearing level is already over a lot of families' competence in present. So, we need to consult the burden level of the foreign family and combine the reality of our country, define the family educational expenses bearing rate within the rational range that family can bears.At last, this article puts forward some corresponding countermeasures and methods to settle education funds and raise the family ability to bear the educational consumption.