Study On Health Insurance In Different Countries In The World

The medical insurance system is a country maintains the people's health, the promotion social economy development one kind of extremely important social security system, is refers to some kind of organization (for example government, mass organization or insurance organization) collects the medical fund, the payment medical expense, the stipulation goes see a doctor the means, provides the medical service for the inhabitant an entire set of regulation, the rule, the means sum total. Including the medical treatment funds raises a way, medical treatment expenses to pay a way, medical treatment to serve of supply a system etc.This text mainly is support Work and social security department and medical department National capital committee with medical safeguard related law, laws and regulations and document assembly and The related experts the correlation dissertation which publish in the academic periodical .Carries on the thorough analysis. The synthesis appraises the domestic and foreign medical safe guard system.Present paper including five parts of contents. First part is the paper research background and the goal. The Second part is the partial developed countries medical insurance pattern present situation and its the good and bad points analysis. The third part is Developing nation medical insurance pattern present situation, good and bad points analysis. The fourth part is China medical insurance system, mainly include officers and workers' basic medical treatment insurance system, new village of town to cooperate the guarantee system of the medical treatment of medical treatment system, each kind of business insurance and our country Taiwan. Among them, town officers and workers' basic system and new village qualified medical treatment system of the medical treatment insurance mainly inquiry into its history development and turn into, insurance system of basic circumstance and contents; The medical treatment insurance system carries out the result for obtaining; The basic medical treatment insurance system circulates a medium problem. The fifth part is policy and suggestion.In the world medical safeguard system pattern approximately may divide into two kinds: compulsory and voluntary medical insurance. The former includes two kinds, the first is called National Health Service, NHS, which carries on the health through the tax revenue to finance, provides free or the low charge medical care service to all national. The other is society medical insurance (Social Health Insurance, SHI), All members of different social classes, all compulsory join the medical insurance, Carries on take the income as the foundation pays the medical insurance premium to form the society to plan the fund , In order to participate insures the personnel to pay the medical fund, Reduces the participation to insure personnel's disease risk ; The government is responsible for the low income population insurance fund or provides the free medical services the service. Along with our country market economy system establishment, the medical service public health system is facing the significant reform. Our country positively is arranging to establish the national unification all the people medical service safeguard system, The State Council and the Central Party Committee also extremely takes this question. In order to guarantee the reform the success Enable the people to obtain the safeguard while the health, the medical expense is under the effective control. We must profit from the overseas success experience, the absorption take the defeat the lesson, According to our country reality, the establishment suits our country national condition the medical service public health system. This thesis through to the developed country, the developing nation and China the medical insurance system which has carried on the comprehensive survey and the analysis. To the next medical safeguard system legislation work, the medical insurance fund collection, the payment and the control system, the medical safeguard coverage, the supplement medical service safeguard system, the medical establishment necessary reform, the community health service, the medical safeguard connotation will extend, aspect and so on medical safeguard surveillance proposed some rationalization proposals, provided the reference for the policy-maker decision-making.