Economical Analysis Of China's Medical Insurance Level

Medical insurance is one of the important parts of social security system, prefect medical insurancesystem is a basic requirement for people's daily life;an essential element of social common proceeding;anaccelerant for economical development, convoy for our country to be a socialistic modernistic state.This article began with the theory foundation of medical insurance, then gave a definition ofexpenditure on public health, social medical insurance and commercial medical insurance, comparativeanalysis their similarities and differences;make clear and definite the targets of medical insurance level andcalculate method. After that author introduced the health care economics theory and frame then used themethod of health care economics analysis the supply and demand of medical service in the society. The resultsshow that if the government joins in the service market, people in the society will receive more medical serviceand resource, and give the fair and effective distribution of medical resources. Reaching in light of China'sactual data to determine the reasonable interval of our broad medical insurance level is 5% --7%. Ourirrational structure of health expenditure, the government should increase the health budget inputs, reducepeople's medical burden. Depth and breadth of basic social medical insurance are far from an appropriate level.The social security expenditure patterns indicate that social pension, unemployment insurance and social relief,social welfare, social expenditures misuse the medical insurance fund social expenditures.After the above chapters' discussing we began the comparative research of medical insurance level. Firstof all, the author introduce the develop experience of medical insurance system in many particular counties,research for the real data of different countries, classify these counties by their different medical insurancelevel and health level. The results showed, since the founding of the PRC, China used health inputs below theworld average, and achieved higher than the world average health outcomes. In addition comparative researchof medical insurance level of different places in China, discuss the reason of different in urban and rural in thisfield. The next step is to expand social health insurance coverage and eliminate the gap between urban andrural medical security system.Finally, under appropriate medical security level indicators, economic analysis and empirical studies, tothe reality of our country and proposed to develop a medical support policy recommendations, including aclear basic medical coverage, building medical security system coverage in urban and rural, parity hospital as achannel to increase government health inputs.