Thoughts On Developing And Optimizing Shanghai 's Commercial Supplementary Medical Insurance

In recent years, developing commercial health insurance, improving multilevel medical security system is strongly proposed in our country. The theory and actual basis in strongly developing commercial supplement medical insurance is discussed and testified in this paper, which centers on the supplementing of commercial medical insurance to the basic medical insurance from the perspective of government failure and welfare diversification theory. The paper analyzes the basic cause of these above questions through combining commercial supplement medical insurance question existed in the local area. In the end of this paper, target and principle of implementing commercial supplement medical insurance in Shanghai is well discussed from the perspective of improving system construction in medical security, the suggestion related in implementing commercial supplement medical insurance is also proposed with the purpose of supplementing and improving multilevel medical security system construction, so that the multilevel health demand of people is finally satisfied.