Taiwan Financial Reform To Influence Of The Banking Industry

With World Trade Organization (WTO), global trade and transnational investment barriers in the use of the applicable principles, have been eliminated most, makes enterprise vision and operational management, from simple domestic market, converted into global markets. Therefore, regardless of the willing or unwilling, globalization has become the main torrent world economic system. Furthermore, the world trade liberalization and the development of information technology, business environment and borderless change necessarily produce a globalization of financial flows. As for financing, financing of professional financial services sector, with the capital flow, expanding the range of financial issues in the region and service, is toward the international market development is inevitable. In addition, based on the special nature of the financial services industry, financial institutions, development and economic development of the domestic industry has a close relationship; therefore, for the establishment of financial institutions, reform and development of all arms was deeply concerned about the attitude to counseling and specification.This thesis research areas, is based on the international financial institutions in the development of transition for the pointer, analysis when financial institutions in the move towards globalization and liberalization of the direction of the reforms, their policies and development process. At the same time, Taiwan's Government in order to improve their financial institutions of international competitive advantage, the implementation of the method and means are also different, but these reform policy, means the difference between methods, if there is to learn from each other or the opportunity to cooperate, but the main objective of this study. In addition, the study of the analysis tool is as balanced scorecard advocate of four dimensions: financial, customer, internal process, learning and growth, as the analysis and comparison of each other. Finally, for continuing reform process in Taiwan finance for the banking industry development achievements do a show and analysis, and thus understand Taiwan administered by the financial reform and opening up policy meets the prescribed target.This article includes:Chapter one:as information technology development for global liberalization trend, cause global financial environment of change and the development of national financial institution has a close relationship, it also explains the motivation and purpose. Chapter 2:for financial industry analysis of the global environment. Based on the world of the free flow of capital, financial liberalization continued expansion in each country.In the financial system and management theory basis, of the global economic environment. On the whole banking industry is concerned, following the global economic environment of change and transformation of international finance, international multinational banks to maintain a stable and secure financial order, the international financial specifications also changed,so has affected the development of the banking institutions and policies.Through the financial industry analysis of the global environment, Taiwan's financial environment and financial institutions of evolution and reform achievements described in Chapter 3 and Chapter 4. Chapter 3:in-depth description of the evolution of the financial environment in Taiwan; studying Taiwan's recent financial reform strategy formulation and implementation, and analysis of the financial industry. Chapter 4:the Taiwan financial reform before and after, to do banking development achievements of data analysis. Chapter 5: summary of the results of this study. The balanced scorecard four facets as a basis, the financial industry in the larger environment of the conclusions, and the Taiwan financial industry internal environmental result, finishing out of the Taiwan financial institutions face the opportunities and threats, combined with its own advantages and disadvantages, raise Taiwan's financial reform of subsequent feasible direction and approach, with the Government and the industry future trading recommendations and reflection.For Taiwan's financial reform measures, many papers and research reports are based on current policy commentary discussing, but this study is from international financial environment change of angle of Taiwan's financial reform and the implementation of the strategy of history, this one for innovation. Most research methods is to model quantification of ways to validate bank operating performance, so this study on the basis of long-term business banking industry financial statistics, to analyze the Bank in financial reform process and the results of the trend, this second for innovation. In the banking system as a range of research, most Bank individual performance, financial, or risk, and so on for individual research projects, this study is to bank financial market in the industry as the object, by market structure, customer, business process and learning innovation projects do market analysis, three of the innovation.In response to changing international economic environment, Taiwan's financial reform policy, for the local banking sector as a result of the significant impact and change, its evaluation and development of recommendations for the future, as this study. Because of this thesis is based on the overall banking industry as the key study object, not for different types of banks (such as public, private, controlled, foreign) do individual differences and analysis, is inadequate for this article.