China's Banking Industry International Competitiveness Of The Financial Background Of The Opening Study

Since the 70s of the 20th century, economic globalization , financial globalization has become the main stream of world economic development trends. In the economic globalization, financial globalization, China has accelerated the pace of opening up financial markets. As an important part of national industrial ,finance play a further enhanced role in economic development further show of economic and social status.China commits to open the financial market fully after joining the WTO. In the full liberalization of the financial market conditions, the banking sector as an important sector in China's financial services sector , foreign financial enterprises have more development space in China's financial markets, which means that China's banking sector must face foreign banks launched The overall challenge and attack, the banking situation will become increasingly fierce competition, China's banks can no longer rely on the protection of national policy to survive.In the background of financial liberalization, according to the relevant article of the competitive forces of international competitiveness of China's banking industry a comprehensive analysis, identify the location of the current China's banking industry, and puts proposed in this paper that China's banking industry can be healthy and rapid development. The broad structure of this paper is as follows:This chapter is an introduction, in the context of financial globalization, the first analysis of the significance of international competitiveness of the banking industry, then this analysis method and innovation, this paper uses qualitative analysis and quantitative analysis carried out.The chapter based on CAMEL method competition theory, competition theory Porter and other competive ,writer try to explain the international competitiveness of domestic and foreign banks Research.This chapter is Financal opening in China's banking industry profiles. China's banking commitments under the WTO accession negotiations, to speed up opening up the banking sector to foreign banks in China to improve investment environment, expanding the scale of bank assets in China, but China's banks face competitive pressures. The face of the complex situation, China Banking Regulatory Commission and continuing to adopt a variety of regulatory rules to promote more healthy development of China's banking industry.Chapter IV is the focus of this article. CAMEL based method (from the bank's capital adequacy, asset quality, management level, income level and mobility), and Porter's five elements of competitiveness theory (factor conditions, demand conditions, business strategies, and opportunities related support industries) are combined Analysis of the international competitiveness of China's banking industry. Concluded that: China's banking industry in asset size, market share, opportunities, and so has advantages, but the intermediate type of small business products and related support industries to support the low level of overall quality of employees is not high enough.Under Chapter V of Chapter IV conclusions, China's banking industry from the strengthening of human resources development, increase the types of intermediate products, improve service quality, strengthen the supervision and other aspects to enhance its international competitiveness.Chapter VI is a summary of this article.