Risk Control Of China Public Colleges And Universities Loan

In recent years, as China's higher education reform, the mode of education changes from "for elites" to "for public". The number of students enrolled in colleges and universities increases year after year. The expansion of colleagues and universities is the result of this change. The contradiction between the education input and the needs of education are more prominent. In such circumstances, bank loans have become the usual way for public colleges and universities to get financial support. Through the use of the loans, it accelerates the infrastructure of public colleges and universities and improves operating conditions. It plays a significant role in the development of higher education in China. However, a considerable part of public colleges and universities face the loan crisis and risks due to a variety of reasons. It will inevitably affect the stableness and harmony of public colleges and universities, the financial community,the government and all levels of society if these risks were not been controlled.This passage objects on the specialty and development trend of public colleges and universities loan in China to analyze the risk of bank loans for public colleges and universities. Under the condition of the controllable risk of public colleague bank loans, the passage suggests establish a risk-control system of public colleges and universities before the approaching of its repayment peak and analyzes more detailed in risk control.