Research On Financial Risk Control Of College Loan

Education is the foundation of nation's development. In today's world, only first-class education, first-class national power can build first-class countries. CPC Central Committee and State Council have always attached great importance to education development. This is mainly reflected in the recent years. Expansion of college enrollment is helpful to the development of higher education. It also can improve the overall quality of Chinese. But it also has adversely affected. The difficulty is heavy pressure on the college loans. So, analysis of the financial risks and effective measures of financial risk are very important and meaningful.The author has introduced the condition of college loans in the basis of a large number of references in the background of higher their economy, society, and law. In the first place, the author has introduced the research results of College Loan Financial Risk theoretical problems, financial risk assessment and financial risk Prevention and Control. In the second place, the author has analyzed the current situation and reasons about formation of college loans. In the third place, the author has analyzed financial risk of college loans based on the first part. Finally, the author has a full discussion on the measures taken to control the college loan's financial risk on the basis of former discussion. According to the analysis of the model of measuring loan volume for universities and colleges proposed by the Ministry of Education, the author has pointed out the limitations of the model and improvements recommendations for it in order to make it more scientific and practical.