Research On Internal Control Risk Prevention Of Counter Operation Of Bank X

Operating commercial banks is operating risk,which shows the operating essence and mode of commercial banks,that is,risk management as the operating essence of commercial banks.At the same time,operational risk is an important part of operational risk.However,in recent years,with the further development of market economy,the business of commercial banks has been enriched,and the social demand for bank financial services has increased.When the endogenous development power is full and the external demand is strong,business operational risk events occur frequently,causing huge property and reputation losses to customers and banks,resulting in many economic disputes,and the social credibility of banks has also been affected to a certain extent.A perfect internal control system of counter operation can effectively prevent and control the occurrence of such risks,so as to better manage risks and promote the healthy and long-term development of commercial banks.Therefore,how to establish and improve such a set of internal control system is the focus of commercial banks.Based on the existing research basis,this paper summarizes the current research results of internal control of counter operation of commercial banks at home and abroad.At the same time,select the case object of Nanjing Branch of bank x,investigate and sort out the current situation of internal control of counter operation of the unit,and discuss in detail how to improve the internal control system of counter business operation of bank X.First,first consult and collect the existing research results at home and abroad,and learn the existing research results,research methods and research ideas in many aspects;Second,summarize and summarize the internal control defects at the counter business operation level and the counter business management level of bank X;Thirdly,according to the summarized internal control defects,the internal control evaluation system of counter business operation of bank x is established,and then the evaluation results are calculated by AHP and fuzzy comprehensive evaluation method;Fourth,find out the defects and deficiencies of internal control of counter business operation of bank x according to the evaluation results;Finally,according to the deficiencies and defects found above,this paper puts forward improvement suggestions and measures from the five elements of internal control,so as to draw the final research conclusion of this paper.