Study On Pilot Project Of Soybean "Insurance+ Futures" Model In Hailun

Our country has been attaching great importance to food problems and trying hard to keep the rice bowl in its own hands.But soybean is always the soft fin of our country,the domestic soybean yield is far not supplied on demand,and due to soybean yield compared to other crops such as corn per mu,plus soybean market price fluctuations,planting risk is large,part of areas planted soybean income is far less than other crops,the peasant household generally planting soybean enthusiasm is not high.In order to solve the above problems and effectively manage the risks of agricultural products,the country has put forward a number of policies,but they are difficult to implement in a long term.Therefore,from the perspective of ensuring farmers’ income,innovative methods should be put forward to enhance farmers’ enthusiasm in planting soybeans,and a long-term mechanism should be formed.Until 2014,the No.1 Central Document encouraged the pilot project of "insurance+ futures" model.And for seven consecutive years,the concept of "insurance + futures" model has been written into the central No.1 document.Innovative methods were put forward to promote farmers’ enthusiasm in planting soybean.Based on this,this paper selects the pilot project of soybean "insurance + futures" model in Suihua Hailun,Heilongjiang Province for research.First,Suihua Hailun of Heilongjiang Province actively responded to the call of the state.Since 2017,the continuous implementation has been recognized by the local farmers and the government,and it is at the forefront of local pilot projects.Second,the soybean planting area covered by the pilot project of "insurance + futures" mode in Hailun in 2019 has been the largest in China so far,reaching 1,529,000 mu,accounting for more than 60% of the total planting area in Hailun that year,which is representative and typical.This paper first introduces the development status and existing problems of the soybean industry in Hailun,and analyzes the operating principle of the pilot project of "insurance + futures" model in Hailun.Secondly,the case analysis method is used to describe the pilot project of soybean "insurance + futures" model in Hailun,including the participants,the implementation of each year,insurance products,futures products,claims,etc.Thirdly,quantitative and qualitative analysis methods are used to analyze the actual risks and benefits of Hailun soybean "insurance + futures" model pilot project from multiple perspectives and multi-agents,and to summarize its advantages.It shows that the pilot project of "insurance + futures" model enables the main participants of soybean production and management to maximize their benefits compared with other risk avoidance methods.It also verified that the pilot project of "insurance + futures" mode achieved the starting point of promoting farmers’ planting enthusiasm and effectively managing agricultural risks.Finally,summarize the deficiencies in the operation process of Hailun soybean "insurance + futures" model pilot project and put forward suggestions,and form inspiration,and then draw the final conclusion.The results show that:(1)the pilot project of "insurance + futures" model can effectively guarantee farmers’ income and effectively manage agricultural risks.The second phase of the pilot project of "income insurance + futures" explored by Hailun has more advantages.Income insurance can take into account the risk of production decline and market price fluctuation,guarantee the income of farmers,and gradually enhance the enthusiasm of farmers in planting soybeans in Hailun.(2)Hailun soybean "insurance + futures" model pilot project should be further promoted on the basis of maintaining the existing achievements.Insurance companies to improve the risk avoidance mechanism,the government to give insurance companies a large amount of risk subsidies;In the link of survey and loss determination,equipment technology should be upgraded appropriately,new methods should be explored,and multi-subject division of labor and cooperation should be introduced for production measurement and loss determination.For the problem of limited longterm subsidy capacity,the government should improve subsidy policies,formulate policies in short,medium and long-term stages and gradually reduce the subsidy ratio.(3)Provide reference experience for pilot projects of "insurance + futures" model in other regions.In the pilot project of "Income insurance + futures" in Hailun,the dual factors of output and market price are taken into account in the insurance coverage,and the basis purchasing subject is introduced in the gradual exploration to form order agriculture,which solves the problem of farmers’ worry about selling grain,saves the cost of human and material resources in storage,guarantees the price and indirectly increases the income of farmers.