Research On Financial Risk Early Warning Of T Company

The healthy and stable operation of the real estate industry not only deeply affects the development of the national economy,but also is closely related to the safe living of the people.Under the dual pressure of their own financial shortcomings and the continuous tightening of industry financing policies,real estate enterprises are facing an increasing burden of maintaining stable operations.As the real estate industry enters a deep adjustment stage,the original high debt,high leverage,and high turnover models are no longer suitable for the current environment,and the uncertainty faced by enterprises in the business process increases.Therefore,it is even more necessary to accurately distinguish the internal and external environmental conditions Effectively carry out financial early warning work to address current financial risks and eliminate future financial risks.This article is based on the three major theories of risk management,enterprise warning management,and internal control by organizing relevant literature on financial risk and financial risk warning.The results of research on indicators and methods of financial risk warning are used as a foundation for further research in the future.Firstly,analyze the financial risk warning situation and environment of the case enterprise T Real Estate Company.Firstly,we will understand the company’s overview from four aspects,and then sort out the current financial risk situation of T company from four dimensions:profitability,operation,debt repayment,and development ability.We will further understand the current status of T company’s financial risk warning and analyze the problems in the warning work in depth.We have found that there are three problems at present,namely:insufficient awareness of risk warning among all employees We have not established a specialized warning system and outdated financial risk warning methods.Finally,based on the external macro environment and industry characteristics of the company,we will further analyze the external environment in which the company is located to identify risk points.Secondly,conduct a financial risk warning evaluation and result analysis for Company T.By comparing the advantages and disadvantages of several commonly used models,the efficacy coefficient method was selected for financial early warning.Through the initial selection and secondary screening of early warning indicators,a set of indicator systems was designed that met the actual operating situation of T company.Then,the improved efficacy coefficient method was used in conjunction with the "Enterprise Performance Evaluation Standard Values" issued by the State owned Assets Supervision and Administration Commission to summarize and calculate the scores of T company’s financial risks,And analyze the financial risks of T Company from two perspectives:comprehensive indicators and classification indicators.Once again,based on the previous research results,design a financial risk warning plan.Propose a financial risk warning plan from four aspects:warning objectives,warning principles,division of responsibilities,and warning content.Finally,in terms of building a financial risk warning and guarantee system,it is necessary to enhance the risk warning awareness of all employees in the company,establish a standardized risk warning system,and use scientific financial risk warning methods.While further enriching the theory and Case study of financial risk early warning in the real estate industry,this paper can,to a certain extent,serve as the basis for T company managers to optimize financial risk early warning,strengthen financial risk management and control,and realize the smooth operation of the company,and can also provide reference for investors,suppliers,creditors and other stakeholders to make correct and reasonable decisions.