| China is a big agricultural country,and agriculture is closely linked with national development and social stability.It can be said that agriculture is the foundation of national survival.However,for a long time,the lack of rural financial supply has restricted the development of my country’s agricultural industrialization.Since it was proposed,supply chain finance has been regarded as one of the effective ways to improve rural financial supply,and it has also attracted great attention from governments at all levels and relevant persons.Firstly,based on the theory of agricultural product supply chain finance,including agricultural product supply chain and its characteristics,agricultural product supply chain financial characteristics and its operation ecology,it analyzes and points out the development dilemma of the current agricultural product supply chain financial model.Secondly,this dissertation takes the agricultural product supply chain finance of Z Agricultural Industrial Park as the research object,mainly introduces its basic situation,and makes a detailed analysis of its supply chain financial ecosystem,agricultural innovation mall supply chain financial financing mode and risk control mechanism.On this basis,this dissertation is supported by the new connotation of supply chain finance theory under the background of financial technology.On the basis of grasping the core characteristics of China’s agricultural product supply chain,this dissertation studies and analyzes the supply chain finance model and risk control mechanism of Z Agricultural Industrial Park,and analyzes it.It pointed out its innovations,that is,through the establishment of an online and offline integrated agricultural product circulation platform,the operation of closed-loop funds in the park,the innovation of financial products in the agricultural supply chain,the use of financial technology to control risks,and digital credit as the basis for credit,to achieve The effect of serving more small and medium-sized agricultural enterprises and farmers.Finally,combined with theoretical research and case analysis,relevant countermeasures and suggestions are put forward from the level of agricultural product supply chain,financial service level and data level,that is,to improve the industrial ecological system of agricultural product supply chain,improve the level of large-scale operation and build agricultural product brands;financial institutions innovate agricultural products.Supply chain financial service forms and improve information processing capabilities;promote the construction of agricultural digital credit system and improve relevant regulations in the field of financial technology application supply chain finance. |