Study On The Coupled And Coordinated Development Of Digital Inclusive Finance And Rural Revitalization In Henan Province

With the comprehensive promotion of China’s rural revitalization strategy,as a favorable point for agricultural and rural development,finance plays an irreplaceable role in economic blood.In recent years,the digital dividend of inclusive finance has developed rapidly with the help of "Internet +",To promote coordinated regional development through science and technology,Therefore,the new financial model of digital inclusive finance has quietly emerged,It plays a crucial role in promoting rural revitalization and development,Favorable opening through the "last meter" of rural financial services,The development of rural revitalization urgently needs strong support from digital inclusive finance,Because its biggest feature is also the universality,convenience and sustainability of digital inclusive finance itself,For farmers lacking high-quality collateral,this is undoubtedly a timely help,The contradiction between financial supply and demand can be alleviated to some extent,Rural small and micro enterprises financing difficult,expensive financing and other issues have also been better and powerful response,The shortage of funds for rural construction can also be funded,Its emergence has largely alleviated the current financial exclusion in rural areas.In 2021,the No.1 central government document also stressed the development of digital inclusive finance in rural areas,continue to deepen rural financial reform,vigorously carry out small credit loans for farmers,and encourage the development of new business forms of rural financial products.Therefore,this paper aims to explore the coupling and coordinated development relationship between digital inclusive finance and rural revitalization,draw the conclusion of this paper with theoretical analysis and empirical test,and put forward corresponding policy suggestions,and finally promote the sustainable and coordinated development of the two systems.The focus of this article can be roughly divided into six parts.The first chapter is through the combing of domestic and foreign literature,From the analysis of the development relationship between rural revitalization and digital inclusive finance,Most of the current general research directions are the impact factor analysis of digital inclusive finance on rural revitalization,Few analyzing the coupling and coordination relationship between digital inclusive finance and rural revitalization,Even the only coupling of the two studies is also considered from a national macro perspective,And this paper is analyzed at the specific provincial level,Combined with the actual development situation of Henan Province,Research is more targeted;The second chapter is to summarize and organize the relevant concepts and theoretical basis of rural revitalization and digital inclusive finance,As the theoretical support of this paper;The third chapter specifically takes Henan Province as the research object,Including the 17 prefecture-level cities under its jurisdiction,Analyze the development status of digital inclusive finance and rural revitalization;Chapter fourth chapter using the entropy method,To measure the development level of digital inclusive finance and rural revitalization in Henan Province,The comprehensive evaluation index of the two obtained,Thus paving the way for the following empirical evidence;Chapter 5analyzes the coupling mechanism of digital inclusive finance and rural revitalization from the theory,Then,by constructing a coupled coordination degree model,Analyzing the relationship between the coupling and coordinated development of digital inclusive finance and rural revitalization in Henan Province from 2012 to 2019,Through theoretical analysis and empirical results,the main research conclusions are drawn: First,the development level of digital inclusive finance and rural revitalization in Henan province was rapidly improved from 2012 to 2019,Second,there is a long-term and stable development relationship between digital inclusive finance and rural revitalization in Henan Province at the coupling level,Third,the coupling and coordination degree of digital inclusive finance and rural revitalization in Henan Province is on the trend of increasing year by year,Overall,the overall stage of development and perfect characteristics,Fourth,there are regional differential development characteristics in the coupled coordination degree of digital inclusive finance and rural revitalization in Henan Province;Chapter VI follows the conclusions drawn to promote the sustainable and coordinated development of the two systems.