Research On Optimization Of Internal Control System Of Core Business Of Lanzhou Housing Accumulation Fund Management Center

After more than 30 years of development,the housing accumulation fund system has become an indispensable part of the housing security system since it was piloted in the 1990 s in Shanghai.With the increasing development of the provident fund,the scale of deposit and loan has been improving year by year.Under the background of housing finance system and government service reform deepening,its management operation is increasingly complex,and the consequent risks are increasing day by day.China’s housing accumulation fund management center is not a traditional financial institution in essence,and the housing accumulation fund rule is not perfect,the relevant supervision system is not perfect,the staff risk management consciousness is weak,the collaborative difficulties in management and other problems aggravate the housing accumulation fund,business management risk suddenness and uncontrollable.Therefore,to establish and perfect the housing accumulation fund internal control system has become an important act of our housing fund business development planning.This paper takes Lanzhou Housing provident Fund Management Center as the research object.First of all,based on the review and summary of domestic and foreign internal control theories,it makes a detailed investigation and analysis from the core business risk points,risk links and the implementation status of internal control system,so as to fully understand the internal control status of Lanzhou housing provident fund core business management.Secondly,through questionnaire survey and in-depth interview,the existing problems and deficiencies in internal control of the core business of the unit are explored,and the underlying reasons are analyzed from the perspective of collaborative governance.Finally,based on the analysis of the problems and causes,this paper puts forward strategies to optimize and improve the internal control system of Lanzhou provident Fund core business,so as to ensure the safe operation of core business and improve the management level of housing provident fund.In the daily management of housing provident fund,the internal control system of the core business must have a strong pertinence.The internal control system construction should follow the relevant laws and regulations,but also should be targeted according to the social environment and the operation characteristics of the unit itself,so as to ensure the efficient operation of the internal control system of the core business,so as to achieve the management objectives of the unit.Therefore,this paper takes Lanzhou Housing accumulation fund management Center as the research object,from the perspective of theory and practice of internal control and collaborative governance,to provide some reference for the construction and optimization of the internal control system of the core business of housing accumulation fund.