The Research On Financing Dilemma And Countermeasures Of Small And Medium-sized Agricultural Enterprises In Z City

After reform and opening up,Chinese small and medium-sized agricultural enterprises’ development speed increased sharply,which has exerted great influence on economic development,employment,tax increase and innovative ability.However,due to various reasons,the development of small and medium-sized agricultural enterprises is also in trouble.In particular,the financing difficulty of small and medium-sized agricultural enterprises is more prominent,which has become the main reason hindering the development and growth of small and medium-sized agricultural enterprises.Therefore,how to promote the healthy,stable and rapid development of small and medium-sized agricultural enterprises has received widespread attention from governments of various countries and regions,and has also become a subject of common concern in academia.This paper selected Z City,an agricultural pillar city in Guizhou Province,as the research object.Through data collection and field research,it understood the development status of small and medium-sized agricultural enterprises in Z City,analyzed the collected data,and summarized the causes of financing problems of small and medium-sized agricultural enterprises in Z City.There are eight reasons for the lack of government support,the lack of credit guarantee organization,the poor relationship between banks and enterprises,the difficulty of listing agricultural enterprises,the poor management of agricultural enterprises,the poor information disclosure of agricultural enterprises,the high risk of agricultural industry,and the lack of mortgage of agricultural enterprises.Then,the above eight factors are analyzed through the interpretive structural model(ISM)analysis.Through the interpretive structural model diagram,it is found that the deep factor is the poor management of enterprises themselves,while the bank-enterprise relationship and the capital market are only the superficial reasons.According to the analysis of the causes of financing difficulties of small and medium-sized agricultural enterprises in guizhou Z city to explain model diagram obtained by structure model,this article from the enterprise itself,government support and financial market three aspects obtains,proposed the enterprise itself to improve the level of management,to strengthen the construction of credit,the government to optimize the financing environment,strengthen the policy support,The financial market should strengthen the service,standardize and develop the folk financial market six countermeasures,for Z city small and medium-sized agricultural enterprises financing problem to provide a feasible solution,and for other regions of small and medium-sized agricultural enterprises financing difficulties to provide a certain reference.