Analysis Of The Small And Medium Agricultural Enterprises Financing Problem In Wangkui County

Economic development of an area which rely only on large enterprises or state-owned enterprises are unable to meet. If a region want a good long-term stable development of the economy, without the support of a large number of SMEs. The rapid development of the economy of our province, but also on many county SMEs. As a major agricultural province of Heilongjiang province, the national commodity grain production bases and processing of agricultural products circulation is important, the food and meat Wangkui is the main producing areas in Heilongjiang Province, but also to build Heilongjiang Agricultural Industrialization " The first workshop. " In this form, the formation of a variety of agricultural Wangkui SMEs, mainly in the production, processing and marketing of agricultural products, animal husbandry and fishery products, or other sideline products and services for business content. These agricultural SMEs as the backbone to promote regional economic development, promote economic development, to solve the employment opportunities, the level of contribution to the economy and other a spects play an important role. But the agricultural industry and weak financial restraint policy has always been to make agricultural financing of SMEs became hinder its development. Therefore, this article studied agriculture Wangkui SME financing difficulties of Heilongjiang Province, and produce a variety of reasons for this predicament, to find a new breakthrough, targeted to explore innovative financing strategy has far-reaching significance.The Heilongjiang Province agricultural SMEs Wangkui as a regional industry aggregates, use of information asymmetry theory and credit rationing and capital structure theory upon binding to some companies within Wangkui field research analysis found that, currently Wangkui agricultural financing for SMEs within the main source of financing mainly external financing channel is not smooth, capital supply and demand imbalance. The reason for this situation has generated external, internal and subjective. On the one hand Wangkui some agricultural SMEs in the financia l system subject to a number of objective factors of Heilongjiang Province, the policy environment, capital markets, security system and other constraints; and partly because Wangkui agricultural SMEs themselves behind the concept, management system is poo r, lack of collateral collateral, higher business risk inherent subjective factors. The next article will use the ISM-level model of the relationship of these causes are analyzed, objective analysis of the result between the small and medium agricultural enterprises in Heilongjiang Province, the relationship between financing reasons, and explain the reasons on which the financing of small and medium agricultural enterprises maximum. Better find Wangkui can solve the financing difficulties of small and medium agricultural enterprises advice.According to Genesis after Wangkui agricultural financing of SMEs for deep analysi s, we will solve the government, law, and guarantee the external environment, puts forward the improvement of agriculture-related environment SMEs themselves and financing innovation and other financial institutions recommendations designed to better solve the funding problem of Wangkui small agricultural enterprises, hoping to provide a reference for other SMEs County in Heilongjiang Province.