Financial Support For Rural Revitalization In Qinghai

Since the 19 th National Congress of the Communist Party of China first proposed the Rural Revitalization Strategy,all parts of the country have taken the initiative and actively explored,and the agricultural and rural modernization has been promoted in an orderly manner.In the implementation of the Rural Revitalization Strategy,how to give full play to the financial function and play an active role in consolidating the achievements of poverty alleviation and the effective connection of Rural Revitalization is a major problem that needs to be answered urgently by the academic and practical departments.Based on the theory of rural finance and new institutional economics,taking Ledu District,Haidong City,Qinghai Province as the research object,this paper makes an in-depth analysis of financial support for Rural Revitalization by using the methods of normative analysis and empirical analysis,field investigation and questionnaire survey.Firstly,from the macro level,this paper describes the overall situation of Rural Revitalization in Ledu district with the focus and shortcomings since the Rural Revitalization and development as the starting point,and compares the Rural Revitalization level of each township in Ledu by entropy weight method,The best developed towns were investigated and analyzed on the spot.Secondly,from the perspective of financial supply and demand,this paper analyzes the specific situation of financial support for Rural Revitalization in Ledu district from a micro perspective,and randomly issues a questionnaire with family farmers as a unit.By constructing a logistic model,this paper explores the influencing factors of financial demand under rural revitalization,and comes to the conclusion that the influencing degrees from high to low are financial environment factors,financial literacy factors Family characteristic factors,personal characteristic factors and social capital factors.Based on the above research results and empirical analysis,three problems of financial support are summarized: incomplete rural financial support caused by policy time lag,insufficient support caused by imperfect financial system,and insufficient financial demand caused by farmers’ own problems.Based on this,this paper puts forward relevant policy suggestions.From the perspective of financial regulatory institutions,we need to turn our attention to the Rural Revitalization Strategy,guide financial institutions to provide financial support to all aspects of rural revitalization,such as new agricultural demand subjects,green ecology and infrastructure construction,and further improve the regulatory mechanism to keep up with the pace of development of the times.From the perspective of financial institutions,while supporting individual farmers,pay attention to the financial needs of new agricultural demand subjects,and develop inclusive finance while innovating products.From the perspective of financial demand,we should strive to improve the financial literacy of demand subjects and pay attention to the publicity of financial knowledge in county areas,so as to solve the problem of insufficient demand caused by credit rationing.Finally,promote finance to help rural revitalization and development in the form of "two hands" at the macro level and micro level.