The Bank Supports The Research Of Rural Industrial Development Under The Background Of Rural Revitalization

To revitalize rural areas,we must solve the problem of input,take finance as the main body,and diversified input with key financial participation must be formed.Rural revitalization is a key measure of agricultural modernization,an important fulcrum to solve the shortage of funds for rural revitalization,and an important measure to leverage financial and social capital to invest more in rural development in accordance with the principle of marketization.In terms of promoting rural revitalization,because finance plays a role in driving the flow of funds and improving resource allocation,it can provide sufficient financial resources for the development of rural industries and provide support for the expansion of new agricultural formats.This paper takes Bank Z as an example to analyze the current path and countermeasures of financial support for rural industry development,further promote the quality and efficiency of rural industry,increase farmers’ income,and provide relevant policy suggestions for rural revitalization.With the Z bank as the research object,we systematically organize relevant domestic and foreign theories and studies,industrial finance,rural three-industry integration and so on.Second,the financial support for the rural industry by Bank Z is comprehensively investigated through questionnaires and interviews with major credit groups and typical farm households,and then analyzed according to the characteristics of the customer base,loan products,and loan products.policies,financial product selection trends,and customer satisfaction.This paper summarizes the current market advantage and typical practice of Z Bank’s financial innovation products,starting from four aspects,the need to optimize the country monetary recyclable environment,the incomplete agricultural mortgage guarantee measures,and the diversification of rural finance.The system is not perfect,the financial demand does not match the supply model,and the development of innovative financial products related to agriculture is being delayed.Finally,Taking into account the existing problems of Bank Z and referring to the outstanding experience of financial support for rural industry integration in developing regions,this paper presents development measures and proposals for Z Bank to support rural industry integration in five dimensions,which are as follows: first,attach importance to the construction of rural financial environment;Second,improve credit products and services,strengthen risk management ability.Including the development and promotion of credit loan products;Expand the scope of accepting pledges;Develop non-debt renewal marketing products;Third,improve the multi-level service system and diversified service channels.Including strengthening the third party cooperation with the local party and government,telecommunications,postal service;Adopt scientific and technological means to improve service quality;Improve the credit management mechanism to provide efficient and high-quality services;Fourth,we will promote balance between financial supply and demand.Including the development of modern agricultural systems in accordance with local conditions;Optimize the rural financial supply system and reduce the imbalance of financial supply and demand;The establishment of a special service department to provide professional services;Fifth,promote rural financial products and services.Including the innovation of credit model,reasonable avoidance of financial risks in the process;Establish closed-loop rural financial service system;We will improve the model of Internet finance.The article is based on the financial support methods and related measures for the development of rural industries in the context of rural revitalization.The research content has timeliness,and takes Z Bank’s financial services and products as an example.Using the CCSI satisfaction model,the article investigates customer satisfaction and proposes measures to strengthen financial support for the development of rural industries,which has important reference value for promoting the development of rural industries.Article research results to improve the efficiency of Z bank financial support to rural industrial convergence development has stronger realistic guiding significance,on the one hand,help to Z Banks play a role of financial leverage,and linkage to form resultant force,increase the effective supply of credit,promote the development of H province local rural industry integration,improve the financial system to the positive influence of H province local rural economy and service ability;On the other hand,it also enriches the relevant theories and case experience of financial support for the rural industries,and provides practical reference and reference significance for local governments in other provinces,financial companies.