A Study On The Effect Of Agricultural Insurance On Agricultural Output

Agricultural production is a major event related to the national economy and people’s livelihood.A stable agricultural production state can ensure the normal operation of the national economy,and it is the cornerstone of the whole national economic system.However,affected by the climate conditions and market conditions,China’s agricultural production is facing the problems of severe disaster and large crop price fluctuations.Jilin Province is located in the northeast of China,with changeable climate.Agriculture is vulnerable to low-temperature rain and snow freezing disasters,and has fewer crops,which leads to intensified natural risks faced in agricultural production,market risks facing agricultural products and financing constraints faced by farmers.Agricultural insurance can not only stabilize the income expectation of farmers before the loss occurs,improve the production enthusiasm of agricultural operators,but also reduce the range of agricultural production losses,and improve the overall production efficiency of social welfare level.Although China’s current policy-based agricultural insurance implements linkage subsidies at all levels and differentiated subsidies for varieties,there are still problems such as single insurance structure and insufficient scope of subsidies.The agricultural insurance model of Jilin Province still has the problem of insufficient guarantee level,which cannot meet the diversified guarantee needs of farmers.Therefore,it can be seen that new agricultural insurance models should be constantly explored,so that they can better serve the agricultural development of Jilin Province.Therefore,the study of agricultural insurance and agricultural output in Jilin Province has great theoretical and practical significance for the theoretical research and model innovation in the field of agricultural insurance.This paper is based on the development status of agricultural output and agricultural insurance in Jilin Province,Combined with the theory of welfare economics,agricultural weakness theory,economic growth theory and public goods theory,A theoretical analysis of the nature of agricultural insurance and its influence on agriculture is made,The factors that may affect agricultural output and the action mechanism of agricultural insurance on agricultural output are fully explored,The factors affecting the agricultural output of Jilin Province were also analyzed effectively,The panel data from 2007-2020 were selected,Quantitative analysis and empirical tests were performed using a fixed-effect model,The results of this paper:the development level of agricultural insurance significantly promoted agricultural output in Jilin Province,And agricultural insurance safeguard level did not produce the same effect.The amount of chemical fertilizer applied and the sown area of crops have played a significant role in promoting agricultural output,and the impact of financial support for agriculture is not obvious.Finally,on the basis of the analysis of the agricultural output and agricultural insurance in Jilin Province,the suggestions of expanding the coverage of agricultural insurance,improving the guarantee level,optimizing the structure of insurance species and science and technology enabling damage determination survey are proposed.It provides theoretical guidance for Jilin Province to deal with agricultural risks,improve the agricultural insurance mode,and further promotes the maturity and improvement of the agricultural insurance market.