Study On The Influence Of Agricultural Insurance On Agricultural Output In Yunnan Province

Agriculture is closely related to the national economy and people’s livelihood.The report of the 20th National Congress of the Communist Party of China proposes to comprehensively promote rural revitalization,adhere to the priority development of agriculture and rural areas,and accelerate the construction of an agricultural power.It requires all departments to increase their support for agriculture,which is the most fundamental industry supporting China’s economic development.Agricultural insurance,as an important support tool for agricultural development,has been requested in multiple central government documents related to rural revitalization.Agricultural insurance can help farmers spread risks,compensate for losses,and has the function of disaster prevention and loss reduction.It is committed to protecting agricultural production,helping the development of modern agriculture in China,and promoting agricultural output.According to statistics,since the implementation of agricultural insurance in Yunnan Province,the premium income of agricultural insurance has shown a steady upward trend,providing certain protection for agriculture.So,does agricultural insurance in Yunnan Province have a promoting effect on agricultural output,and how does agricultural insurance affect agricultural output? In the current environment,it is of great significance to study the impact of agricultural insurance on agricultural output in the context of ensuring food security and sufficient,stable improvement of agricultural output.Based on the above considerations,the article mainly analyzes the impact of agricultural insurance on agricultural output in Yunnan Province.Select agricultural insurance and agricultural related data from 16 states and cities in Yunnan Province,and use a combination of theoretical and empirical methods.Firstly,based on the most important basic industry of agriculture in China,the research background of this article is proposed.Combined with the background,the research significance of this article is introduced,and relevant literature on agricultural insurance demand and supply,as well as the impact of agricultural insurance on agricultural output,is studied by domestic and foreign scholars to understand the research results of domestic and foreign scholars.This paper systematically analyzes the theories of agricultural insurance and agricultural output,combs the current situation and existing problems of agricultural insurance and agricultural output in Yunnan Province,and then uses the data related to agricultural insurance and agriculture in Yunnan Province from 2010 to 2020 for empirical analysis.This paper selects the fixed effect model and panel quantile regression model to analyze the impact of agricultural insurance on agricultural output.Finally,based on theoretical and empirical analysis results,propose countermeasures and suggestions.The main conclusion of this article is:(1)During the period from 2010 to 2020,agricultural insurance in Yunnan Province had a promoting effect on agricultural output.Therefore,with the support of agricultural insurance,farmers who purchased agricultural insurance effectively dispersed risks and received timely compensation for losses caused by disasters,ensuring agricultural production.(2)With the increase of agricultural output,the promoting role of agricultural insurance will be enhanced.With the protection of agricultural insurance,farmers can actively expand their production scale and achieve industrialization and scale.(3)The promoting effect of agricultural insurance is more obvious in areas where the primary industry accounts for a high proportion of GDP,while the promoting effect of agricultural insurance is not significant in areas where the primary industry accounts for a low proportion of GDP.Whether in areas with low or high levels of agricultural risk,agricultural insurance has a promoting effect and is more stable in areas with lower levels of agricultural risk.Finally,it is suggested that the future development of agricultural insurance in Yunnan Province should improve the level of agricultural insurance protection and actively develop local characteristic agricultural insurance products;Provide risk reduction services to enhance disaster prevention,reduction,and relief capabilities;Cultivate agricultural insurance talents and improve the service level of insurance institutions;Improve the system for dispersing catastrophic risks and establish an agricultural insurance risk fund;Improve the legal system related to agricultural insurance,strengthen supervision and management during the underwriting process,further achieve high-quality development,ensure agricultural production,and promote agricultural output.