Analysis On The Problems In The Supervision Of Policy-based Agricultural Insurance In Ya’an City And The Countermeasures

In the development of national economy,agricultural economy is the basis affecting people’s life,but the stability and safety of agricultural production activities are affected by many changing risk factors such as local natural disasters,insect pests and diseases,crop market prices and local government policies.Therefore,it is necessary to adopt a method similar to agricultural insurance to improve the anti risk ability of agricultural production activities.The world trade organization puts forward that agricultural insurance can be regarded as a green box policy for national development,further promote the orderly development of China’s agriculture,and can effectively disperse the dispersion in the process of agricultural production and management.China’s policy agriculture started late,but with the increase of national support for agriculture,policy agriculture has developed rapidly in China.The regulatory authorities have not only strengthened the supervision of agriculture,but also clearly standardized policy agricultural insurance activities,which has greatly enhanced the protection of agriculture by policy,the maintenance of farmers’ rights and the anti risk ability of China’s agriculture.However,because the scope of using the agricultural insurance law in China is small,there are many deficiencies in the implementation of the policy agricultural supervision system,which also hinders the effect of agricultural supervision.You only want to strengthen the operation of China’s policy oriented agricultural insurance supervision system.This article has conducted research on this,hoping to effectively optimize and improve the supervision of policy oriented agriculture.The article studies the relevant theories from six parts.In the first part,the article mainly introduces the research background,purpose and significance of the paper,obtains the investigation status of relevant fields combined with relevant domestic and foreign literature,and summarizes the content,so as to provide a basis for the following research.The second part mainly introduces the relevant concepts and theories by using the relevant literature and my cognition of agricultural insurance.The discussion involves the clarification of the relevant contents,such as the differences between policy agricultural insurance and commercial agricultural insurance,and the main characteristics of policy agricultural insurance supervision,Then it describes the relevant theories of policy agricultural insurance supervision.In the third part,the paper analyzes the current situation and existing problems of policy agricultural insurance supervision in Ya’an City.The research phenomena include the establishment of agricultural insurance supervision system and the establishment process of agricultural insurance laws and regulations.At the same time,it summarizes the political activities of policy agricultural insurance supervision in the process of rectification and the effective role of agricultural insurance supervision in the past years.In addition,the local government is not active in the publicity and marketing of policy agricultural insurance,and the relevant departments violate discipline.During the implementation of the measures,relevant government departments do not have an effective supervision mechanism,and the implementation of national coercive forces shows problems,including imperfect safety legislation supervision,weak operability of implementation,obvious conflict between the responsibilities of safety supervision institutions,supervision system and mode,which restrict each other,The establishment of safety credit system of agricultural insurance enterprises is relatively backward.At the same time,it studies the regulatory measures of policy agriculture in developed countries,draws lessons from them,and explains the applicability of these experiences in China’s policy agriculture.In the fifth part,the corresponding countermeasures are provided for the development of policy agricultural insurance in Ya’an City,including.Perfect policy oriented agricultural supervision system,perfect insurance supervision and implementation system,effective policy oriented agricultural insurance supervision,clarify the specific responsibilities of regulatory institutions,and establish a cooperative system of multiple institutions,so as to form a situation of joint supervision of multiple departments and ensure the informatization of China’s policy oriented agriculture.The last part mainly summarizes the research results of the article,and gives effective suggestions and summary for the development of policy agricultural insurance.