Research On The Development Of Agricultural Futures Price Insurance In China

China is a big agricultural country.Agriculture is an important cornerstone of China’s national economic development.It is particularly important to strengthen agricultural risk management and maintain the stable development of agricultural market.However,the inherent vulnerability,high risk,natural disasters and instability of agriculture also determine the particularity and complexity of agricultural risk management.Based on the "insurance+futures" model,agricultural futures prices insurance is a great innovation of agricultural insurance and it has become an important agriculture risk management tool in our country.The model combined the advantages of traditional agriculture and agricultural risks futures and changed the way the original agricultural insurance risk transfer.It played an important role in the construction of agricultural risk management system in our country.By 2022,the"insurance+futures" model has been write in central no.1 for seven consecutive years..At present,the pilot projects in various cities of China are in a period of rapid growth,which is of great significance to maintain the stability of China’s agricultural market and promote agricultural development.In this paper,comparative method,case analysis method and induction method are used to summarize and discuss the development of agricultural futures price insurance in China.Firstly,the research background,significance and current situation of agricultural futures price insurance are discussed.The connotation and characteristics of agricultural futures price insurance as well as the role and classification of the parties involved are studied and summarized.Then,through the analysis of typical agricultural futures price insurance pilot projects,the characteristics and policy effects of each pilot project are discussed.The main problems of agricultural futures price insurance are summarized,such as lacking of financial subsidies,farmers’ limited awareness of risk management,and the imperfect futures market.Finally,in view of the problems existing in the current agricultural futures price insurance,some development suggestions are put forward,such as increasing the publicity of price insurance,increasing the promotion of options,giving full play to the government financial support and so on,so as to further optimize and perfect the "insurance+futures" mode.