Research On The Implementation Of Advance Payment Police Of Medical Insurance Fund

In 2011,our country introduced the “The Social Insurance Law of the People’s Republic of China” for the first time.As a law with epoch-making significance,it is regulating and clarifying people’s livelihood issues.In particular,the advance payment policy of medical insurance fund was introduced into the public view and put into policy practice,which effectively expands the coverage of medical insurance and makes policy support to protect the life and health of the insured.However,the process from legal provisions to policy implementation does not accomplish in an action.For medical insurance agencies,this policy breaks through the single connotation of the payment of medical insurance fund,including the right of subrogation and the responsibility relationship,which is between the third party and the insured.It has become a major challenge for the daily work of medical insurance agencies.Therefore,it is urgent to clarify the main points of the implementation policy and perfect its connotation.Based on the welfare triangle theory,combined with the current implementation of Changzhou medical insurance fund advance payment policy,this study deeply analyzes the specific problems and corresponding causes in the current implementation of medical insurance advance payment policy,through case analysis and in-depth interview,and puts forward practical and feasible optimization countermeasures: improving the implementation rules,establishing a special fund for advance payment,and extending policy publicity.It is enable the people to share the benefits of the favorable policies and promote the development and improvement of the policy.