Research On The Embedded Pension Service In The High-density Metropolitan Area

On a global scale,population ageing has become an extremely serious problem.In China,due to the long-term implementation of the family planning policy,the population fertility rate has decreased and the continuous advancement of medical technology in China has gradually increased the average life expectancy of the elderly,resulting in an increasing proportion of the elderly population in China,and the ratio is much higher than The international average ratio.The aging of the population will bring a series of social problems such as pension problems,social stability,reduced consumption power,declining labor,and increased fiscal expenditure.Putuo District of Shanghai is a traditional gathering place for workers and new villages.It has a large area and many old communities.It belongs to a high-density urban area.The proportion of the elderly population over 60 years old accounts for 36.81% of the total population.The proportion of the elderly population over the age of 65 has also reached23.11%,far higher than 14% of the UN’s criteria for deep aging.Based on the characteristics of high-density urban areas with high land resources and high population density in Putuo District,this paper analyzes the problems and causes encountered in embedded old-age services and proposes relevant countermeasures.At present,scholars’ research on embedded old-age services mostly stays in the existing pension model,and there is a slight lack of exploration of new pension models.Through the research on the embedded care service in Putuo District,it aims to sum up a new system of modern urban pension service that can be promoted and easily replicated,so that it can play an important role in all high-density urban areas.The paper uses the interview method and the field observation method to investigate the old-age institutions operated by different subjects in Putuo District,and understand the operation and mode of the organization.They are responsible for the civil affairs department staff,the operator responsible person,the organization leader,and some of the serviced elderly people.Interviewed by the families of the elderly who are serving the elderly,they can understand the views of all parties in the society on the current embedded care services from different angles.At the same time,based on the community care theory,the problems encountered in embedded pension service are analyzed.It is considered that there is structural imbalance between supply and demand,high site selection difficulty,low professionalism of practitioners,low “liquidity” of bed,and average cost.These five core issues are too high.Based on the successful experience of pension services in Japan,the United States and Sweden,based on the multi-center theory,Putuo District is proposed to build a built-in pension service consisting of three major centers: government,community and family.At the end of the article,this paper proposes the idea of constructing a “radiant” pension model,aiming to break the gap between medical care and old-age care,and construct a preliminary model for the next step of embedded care services,so that more elderly people can enjoy professional embedding.Medical services to meet the growing diversified needs of the elderly in a deeply aging society.