| Since the implementation of the reform of optimizing the business environment,the "lean advancement" policy has been continuously introduced.Although it has given companies more initiative and autonomy and stimulated market vitality,some companies have used "legalization" to force transactions to grab illegal benefits.It even monopolizes the market and disrupts the normal economic order,which brings new challenges to relevant departments.After optimizing the business environment reform,there is an urgent need to build and improve a corporate credit system that can match the business environment reform,so that this round of reforms can stimulate market vitality and social creativity while providing good laws for market entities to participate in the market economy.Environment and social environment.Under the new situation of optimizing the reform of the business environment,this article aims to use comparative research,empirical analysis,literature analysis and other methods to sort out domestic scholars’ suggestions on my country’s credit system crisis and countermeasures,and foreign scholars on corporate credit systems and credit supervision models.Construct fair,open and transparent market rules,and construct a dynamic corporate credit system in accordance with the "administrative process theory".In addition to the introduction and conclusion,this article is divided into four parts:The first part is an overview of the corporate credit system under the background of optimizing the business environment.my country’s current credit investigation,rating,publicity,rewards and punishments and other elements of the credit system and the necessity of building a corporate credit system under the reform of optimizing the business environment.The second part is an analysis of the problems in the corporate credit system under the background of optimizing the business environment.Closely combining with the background of the business environment optimization and reform,in-depth analysis is now facing problems such as incomplete collection of corporate credit information,difficulty in credit rating supervision,lack of standards for information disclosure,and insufficient legal basis for corporate credit punishment.The third part is the enlightenment of foreign credit system construction to our country.my country’s market economy was implemented late and lags behind Western developed countries.Therefore,the market economy currently implemented in my country needs to learn from advanced credit models and build a credit system suitable for my country.Selected typical credit models from the United States,Germany,and Japan for analysis,combined with basic national conditions,introduced a credit system suitable for my country,and constructed a corporate credit system with Chinese characteristics.The fourth part is to put forward suggestions for building a corporate credit system under the background of optimizing the business environment.The reform of optimizing the business environment in my country is already in a stage of rapid development,and credit needs to run through the entire process of business operations.First,build a diversified corporate credit system as a whole,improve the level of effectiveness of legislation,strengthen legislative coordination,promote strict law enforcement,and create a good credit environment with fair justice;second,improve corporate information collection,corporate credit rating,corporate information disclosure,and corporate information Start with the four specific links of credit rewards and punishments.From the general to the specific,build the credit system of our country’s enterprises to fit the background of the times of optimizing and reforming the business environment. |
