Study On The Legal Safeguard Of Financing Of Small And Micro Enterprise Under The Fair-view Threshold

In the provision of jobs,small micro-enterprises occupy an important position,but also to help entrepreneurs realize their dreams of the main stage,is to help China’s economic development of the emerging force.The healthy development of small micro-enterprises is related to social stability and the follow-up power of sustainable development of the national economy,and increasing the support for small micro-enterprises can not only promote the vigorous development of double creation,but also promote the steady growth of China’s socialist economy and improve people’s livelihood.However,for a long time,small micro-enterprises have been plagued by financing difficulties,hindering the healthy development of micro-enterprises,and the main reason for this phenomenon is that micro-enterprise financing is unfair.This paper will analyze the current situation of financing of small micro-enterprises,find out the phenomenon and institutional reasons leading to their unfair financing,and combine the excellent experience of other developed countries in the legal guarantee of financing of micro-enterprises with the actual situation of our country,construct or perfect the legal system to guarantee the financing fairness of small micro-enterprises in China,further standardize the market environment,accelerate the pace of scientific development of small micro-enterprises,and further activate the positive role and strategic value of small micro-enterprises in the national economic systemIn this paper,when studying the legal guarantee of financing of small micro-enterprises under the threshold of fair view,we will first adopt value analysis method,establish fair value as the ultimate value goal,and keep the theme of financing fairness closely in the process of exploring and studying the legal guarantee system of financing of small micro-enterprises,and keep the fair value throughout the research content.Secondly,it will use literature research method to understand the theoretical status quo and the reality of financing of micro-enterprise financing,and find that the current legal system of micro-enterprise financing still needs to be further improved.Finally,we will also use comparative analysis method,this paper will be the financing fairness as the ultimate value goal to be achieved,and fairness itself is relative,so this paper is mainly by comparing the small micro-enterprises and medium-sized enterprises in the financing process of unfair performance of financing,under the fair-view threshold of the small micro-enterprise financing legal protection system to improve or build.This paper will be divided into three parts to study the legal protection of financing of small micro-enterprises under the fair view threshold.The first part mainly defines the relevant concepts of financing of small micro-enterprises under the fair-view threshold,and expounds the legal theoretical basis of the financing of micro-enterprises under the fair-view threshold.At present,China does not have an official definition of small micro-enterprises,according to the relevant content of the SME Promotion Law,when dividing enterprises into micro,small or medium-sized enterprises,the reference criteria are mainly led by the relevant departments of the State Council,around the enterprise operating income,including a number of indicators,taking into account the actual situation of the industry to complete the formulation.From the point of view of fair view threshold,the so-called micro-enterprise financing mainly refers to small micro-enterprises can enjoy the same opportunities and conditions in the financing process,in order to complete the acquisition of financial resources,and large and medium-sized enterprises compared to small micro-enterprise financing needs can not have a big gap.The second part mainly analyzes the financing status of china’s small micro-enterprises,and expounds the unfair performance of financing encountered by small micro-enterprises in practice,and then further analyzes the institutional causes of this unfair phenomenon.The third part,by learning the successful experience of foreign developed countries in legal guarantee of small micro-enterprise financing,combined with the actual situation of our country,to construct or perfect the legal guarantee system related to the financing of small micro-enterprises under the threshold of fair view of our country,in order to provide legal guarantee for small micro-enterprises to obtain financial resources fairly.