Study On The Construction Of Basic Medical Insurance For Urban And Rural Residents In Zhanjiang City

Zhanjiang is a underdeveloped area in the western Guangdong Province.Agriculture is dominant.Most of the farmers live in the countryside.Due to the influence of the region,the economic development lags behind,the modern economic agriculture is not developed.Farmers,agriculture and rural areas are in the policy environment of relative weakness for a long time.How to better coordinate the relationship between the three,The problem of farmers will be solved well,especially the medical security problems related to the farmers’ problems,which directly affect the health of farmers and directly affect the stability of the grass-roots society.After SARS in 2003,the state focused on the construction of basic medical and health care.Zhanjiang actively promotes the construction of new rural cooperative medical insurance,implements the overall management of social security fund in the way of financing,and takes the voluntary participation of individual payment as the main part.The central,provincial,municipal and county governments at all levels have formed a comprehensive fund,which gradually evolved into basic medical insurance for urban and rural residents.In this process,Zhanjiang boldly innovates and actively introduces commercial insurance to participate in urban and rural residents’ base The construction of this medical insurance,giving full play to the role of commercial insurance for the rescue of serious illness,improves the service quality and enjoys the dividend brought by medical insurance without increasing individual payment.The health and risk prevention ability of farmers has greatly increased,which promotes the social stability and rapid economic development of rural areas.However,it is "difficult to see doctors and expensive medical treatment".Villagers "suffer from minor diseases and have serious diseases" The phenomenon of carrying "still exists,which leads to poverty due to medical treatment,and the phenomenon of returning to liberation after illness is still there.This paper studies the basic medical insurance construction of urban and rural residents from the perspective of farmers in Zhanjiang City.Taking Zhanjiang as the background,taking Xuwen County development as the goal,this paper analyzes the difficulties faced by farmers in the process of implementing medical insurance by questionnaire.Through the analysis of the difficulties and problems encountered in the operation of basic medical insurance of Xuwen County residents,the paper takes the following aspects as a small picture The paper analyzes the problems and causes of the basic medical insurance of urban and rural residents in Zhanjiang City,and puts forward forward-looking suggestions for the existing problems.It provides research basis for Zhanjiang farmers to provide better medical services with the support of national policies and combined with Zhanjiang’s actual situation and courage to innovate boldly.The research content of this paper is divided into seven chaptersThe first chapter is introduction.According to the content of the topic,firstly,the background of the basic medical insurance research of urban and rural residents is summarized,and then the purpose and significance of the research are analyzed.At the same time,referring to the domestic and foreign research results,the paper introduces the research ideas,research contents and research methods based on the actual situation of basic medical insurance for urban and rural residents in Zhanjiang.Chapter two,the definition of concept and theoretical research.The new rural cooperative medical insurance,urban residents basic medical insurance and urban and rural residents basic medical insurance are explained.The paper studies the theory of basic medical insurance for urban and rural residents,which lays a solid theoretical foundation for the further study of this paper.Chapter three,the current situation of the construction of basic medical insurance for urban and rural residents in Zhanjiang.This paper analyzes the construction process,operation,implementation way and achievements of basic medical insurance for urban and rural residents in Zhanjiang City.Chapter four,the field investigation of the construction of basic medical insurance for urban and rural residents in Xuwen County.Through the basic situation of Xuwen County,Xuwen is selected to be very representative and targeted questionnaire is set up.The problems of medical insurance of urban and rural residents in the process of operation are sorted out.Chapter five,the problems and reasons of the construction of basic medical insurance for urban and rural residents in Zhanjiang.Through the field investigation of the construction of basic medical insurance for urban and rural residents in Xuwen County,this paper analyzes the problems of basic medical insurance for urban and rural residents in Zhanjiang,and then analyzes the causes of the problems.Chapter six,the suggestions and Countermeasures to promote the sustainable development of basic medical insurance for urban and rural residents.According to the questionnaire and analysis of the problems existing in the operation of basic medical insurance for urban and rural residents in Zhanjiang City.We will increase the efforts of policy publicity from multiple channelsThe countermeasures are put forward in five aspects,such as promoting the optimal allocation of medical resources,increasing the financial and people’s livelihood investment,standardizing medical management by various means,and strengthening the information construction of medical institutions.Chapter seven,conclusion.The core points and viewpoints of the article are summarized.