Research On International Business Risk Management Of Guangxi Branch Of Bank J

The international business of commercial banks originates from the rapid development of international trade among countries in the world.Each commercial bank should adapt to the changing economic situation and meet the customers' all-round Global Financial Service demand.With the increasingly fierce competition of commercial banks,international business has gradually become the focus of commercial banks to develop business and profit means.At present,the international economic situation is complicated and severe,the supervision and new deal emerge in endlessly,the foreign trade import and export is continuously depressed,the downward pressure on domestic economy is increasing,and the international business handling and risk prevention and control ability of commercial banks are constantly facing new challenges.As a large state-owned Commercial Bank,J Bank,which is studied in this paper,attaches great importance to risk management in its long-term management.Over the years,from the system building,personnel training,management system mechanisms and other aspects of risk management to continue to establish and improve for the effective operation of the security guarantee.However,due to the current market environment of fierce competition,the management malpractice of emphasizing marketing and neglecting compliance is widespread in Chinese commercial banks,which restricts the healthy development of international business of J Bank Guangxi branch.This article first through the J Bank Guangxi Branch current operation background,the International Business Development present situation,the international business risk management situation carries on the investigation and analysis,then through the design questionnaire provides the objective basis for the topic research content,on this basis,a regression analysis model is constructed to evaluate and summarize the business risks in the course of accelerating the international business development of the branch.Finally,according to the future strategic development needs of the International Business of Bank J Guangxi Branch,from the perspective of International Business Risk Management Innovation,it provides the countermeasures based on strengthening internal Operation Risk Management,External Environment Risk Assessment and supervision,and paying attention to other potential risk management.Specifically involved in strengthening customer credit management,Standardizing International Business Operations,focusing on the management of talent introduction,improving international business risk supervision and information evaluation,and other aspects,to effectively promote the long-term development of the international business of the branch.