Research On International Business Risk Management Of Agricultural Bank Of China Huimin Branch

Since the reform and opening up,China's foreign trade has continued to develop,and the international business of various commercial banks has gradually emerged.With the continuous development of international business,its risk management has attracted the attention of various commercial banks.This paper will focus on the current status of the development of the international business of the Agricultural Bank of China Huimin Sub-branch and select the current business risk management status of the bank.Based on the theory of risk management,this paper uses a combination of literature analysis and case study to study the international business risk management of the Agricultural Bank of China Huimin Sub-branch.This article is divided into four parts.The first part is the introduction.This part mainly introduces the research background,research significance,research status and research ideas,and introduces the theory of commercial bank international business risk management.The second part is the analysis of current status and risk identification of the Agricultural Bank of China Huimin Sub-branch.It includes a description of the current status of the bank's international business,an analysis of current problems,and identification of the various risks that exist in the bank's international business.The third part is the risk analysis of the international business of the Agricultural Bank of China Huimin Sub-branch.It includes policy risk,market risk,credit risk and operational risk,and analyzes and evaluates the above four main risks.The fourth part is the prevention andsafeguard measures for the risk management of the international business of the Agricultural Bank of China Huimin Sub-branch.Suggestions for improvement on the main risks faced by the bank's international business.It also provides safeguard measures for the risk management of Huimin Sub-branch's international business from three aspects: human resource management,department coordination and daily supervision and inspection.Final conclusion: On the basis of the existing risk management system,strengthen communication between various departments of international business risk management;Implement the risk management responsibility of the Agricultural Bank of China Huimin Sub-branch,set up full-time international business practitioners;strengthen the training of international business talents,and provide intellectual security for the development of international business.The global economic situation is changing,China's reform and opening up is gradually deepening,challenges and opportunities coexist,and financial institutions do a good job in risk management of international business,which helps to enhance international and domestic competitiveness.Through the research on the international business risk management of the bank,it is conducive to promoting the healthy and sustainable development of the bank's international business.At the same time,it also provides reference for international business risk management of inter-bank financial institutions,especially emerging small and medium-sized banks.