| With the continuous improvement of China's overall national strength,the level of the national economy has increased year by year,the per capital disposable income industry has become higher and higher,and the people's awareness of financial management has been continuously strengthened.As a new force in China's financial industry,third-party financial institutions have developed rapidly in the past decade,and the scale of operating assets has increased geometrically.However,due to the late emergence of the third-party financial institution industry in China compared with developed countries,although the development has been rapid in recent years,the foundation is not solid,and related laws and regulations are not enough,events happen frequently.The main reason is that the risk control mechanism of third-party financial institutions in China is not perfect.If China's third-party financial institutions want to achieve safe and long-term sustainable development,risk control is fundamental,and after that is business development.This article analyzes Noah 's RMB 3.4 billion risk event of "Chengxing International" in 2019 through case analysis,literature research and SWOT analysis.In this article,after reviewing the case and analyzing the causes of the case,we can find that the root cause of the incident is the inadequate risk supervision in the process of Noah's wealth business.After a comprehensive and in-depth analysis of selected cases,the paper finally proposes countermeasures to improve the risk control mechanism of other third-party financial institutions in China to achieve sustainable development from the national level and the third-party financial institution level,using macro and micro perspectives.Only under the premise of guaranteeing the security of the products of third-party financial institutions in China can we better meet the needs of investors,rectify business chaos,and truly allow our third-party financial management market to develop into a mature market. |
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