Study On The Influencing Factors Of Farmers' Choice Of Payment Grade Of Pension Insurance For Urban And Rural Residents In Wuzhi County

Wuzhi county implementation of urban and rural residents endowment insurance for six years,but as a result of wuzhi county ginseng protect farmers when choosing payment class will slump,makes the personal account fund accumulation is insufficient,eventually lead to the old-age insurance system is not able to protect the basic pension requirements.This will not only make the wuzhi county farmers in old-age security level is difficult to improve,at the same time,it will directly affect the endowment insurance system in the sustainable development of wuzhi county.So from wuzhi county farmers choose status of urban and rural residents endowment insurance expends scale to deep explore wuzhi farmers when choosing the endowment insurance capture to expend scale the influence of factors,in order to improve the wuzhi county farmers choose higher capture to expend scale practical Suggestions,enables the system to alleviate the endowment problem of wuzhi county farmers,to provide farmers with a certain number of old-age security.By reviewing a large number of literatures and studies in detail the wuzhi county people club bureau issued by the guide of wuzhi county urban and rural residents endowment insurance,defines the concept of involved in the policy;After studying a large number of domestic literatures,the deficiencies were found and the entry point of the research was established.Secondly,based on literature review and field interviews,put forward the corresponding assumptions,and the influence factors of wuzhi county farmers choose payment file to the binary logistics regression analysis and validation of the hypothesis.Through the result of regression analysis and inductive field interview results,the final conclusion from the two aspects:one aspect from age,culture level,physical condition,to the pension problem concern degree,family income,degree of understanding of the system and the system of trust of wuzhi county farmers choose lowermost capture to expend scale exist significant difference;Another aspect is that the following problems are found in the data and field interviews of the self-attribution and the understanding degree of the system that did not choose the higher paying grade:the following problems exist in the selection of the lowest paying grade:"conformity" and "herd effect";The propaganda of grass-roots government is not in place;The setting of payment incentive measures is insufficient.Suggestions are put forward according to the above conclusion,wuzhi county to conduct orientation lecture,to improve the farmers ginseng protect enthusiasm of young,healthy;We will deepen education reform and raise farmers'incomes.Strengthen the consciousness of wuzhi county ginseng protect farmers'social endowment risk;Farmers should also take the initiative to understand the urban and rural endowment insurance system;Establish the image of grass-roots government and improve the trust of farmers;The grass-roots government shouldchange the traditional way of publicity and pay more attention to the publicity effect.Give play to the function of Chinese human society,reasonably use the "herd effect",use the "celebrity effect"for each village camp to create a strong social endowment cultural atmosphere;Reasonable adjustment and optimization of payment incentives,timely explore the dynamic proportion of payment grade.