Research On Effectiveness Evaluation Of Comprehensive Risk Management Of X Commercial Bank

The status of the banking industry in the financial mechanism is not trivial.Whether a reasonable reform of banking risk management will have a greater impact on the domestic financial system and the entire society.With the rapid development of economic globalization,the banking industry has ushered in risk shocks time and time again.Therefore,people have begun to pay more and more attention to the improvement of risk management to enhance their core competitiveness.The advancement of the times has not only brought about the rapid change of the financial environment and information technology,but also the change of the concept of risk management.The awareness and demand for building a scientific and comprehensive risk management system in banking financial institutions have become stronger.This article is based on the above background,combined with the historical development and future trend of risk management work to build an X commercial bank comprehensive risk management effectiveness evaluation system.The core content first elaborates the research purpose,summarizes the relevant literature,and introduces various comprehensive risk management concepts in the banking industry.Then based on a brief introduction to the basic situation of X Commercial Bank,the status and existing problems of risk management were analyzed,and the significance of effectiveness evaluation was clarified.Secondly,based on the five major parts of the "Guidelines for Comprehensive Risk Management of Banking Financial Institutions" and a number of detailed rules,a practical evaluation system for the comprehensive risk management of XCommercial Banks was designed.Then,the statistical results of the questionnaire were used to analyze the hierarchy and fuzzy comprehensive evaluation method has realized the evaluation of the effectiveness of risk management,that is X Commercial Bank's comprehensive risk management work needs to be improved.Finally,the effectiveness evaluation results are fully analyzed,and corresponding perfect suggestions are put forward for the parts with relatively low scores.