Research On Risk Management Of Wealth Management Business Transition In A Securities Company

In recent years,the operation and development of A Securities Company is very rapid,and the resources invested in the transition of wealth management business are relatively rich,which reflects the importance of the managers of A Securities Company to the transformation of wealth management business.In the process of wealth management business transformation,A securities company’s brokerage business development has also been affected to some extent.The loss of some old customers makes A securities company’s demand for wealth management business transformation further increased.Based on the above background,A Securities Company urgently needs to build a set of scientific risk management strategies to meet the needs of wealth management business transformation.Through effective risk assessment and analysis,we can find out the factors that restrict the smooth transformation of wealth management business at this stage,so as to improve the transformation level of wealth management business and promote the competitiveness of A securities company.Through the theory of risk control,customer relationship management and internal control,this paper provides theoretical support for this study.It analyses the current development situation of wealth management business and the actual situation of risk management work in A Securities Company.It is found that the development of wealth management business has made some achievements and raised the awareness of risk management and control,but in order to further the current business development process.In the process of risk evaluation,expert consultation and analytic hierarchy process are used to analyze the risk in the process of transformation of wealth management business,and the weight of the risk is determined.It is found that the internal control system is not perfect,the quality of customer managers is insufficient,the whole process management system is not constructed,and the risk management technology is poorly updated.Combining with the problems existing in the transformation of wealth management business at the present stage,this paper puts forward the risk control strategy for the transformation of company wealth management business.Scientific internal control system is the basis of risk management activities.This paper puts forward that optimizing internal control is an important part of risk management system and forms scientific support for risk management.At the same time,it hopes to improve customers through effective training and assessment mode.The household manager’s risk control ability and the company should realize the whole process of risk management mode,so as to improve the radiation scope of risk management activities.The company should also fully use data technology to carry out risk management activities.Through this study,we can make A Securities Company use scientific risk management strategies to improve the level of risk management,which will be helpful for the rational development of wealth management business transformation.At the same time,when A Securities Company transforms and innovates other financial business,it can also improve management efficiency based on the risk control strategy of wealth management business transformation.