Research On The Allocation And Optimization Of Knowledge Resources In Insurance Enterprises

At the present stage,China is in the primary stage of socialism.Although the insurance industry in China has more than 20 years of development history,the insurance market has begun to take shape,but from the social security system and the western developed countries still have a certain gap.The Chinese government supports the insurance industry from both policy and economic aspects,so in the long run,the development prospect of China's insurance industry is relatively good.At present,the competitiveness of the insurance industry is a little insufficient.In addition to poor management and management,the most important reason for the lack of competitiveness is the low efficiency of resource allocation.In the 21 st century,China has entered the era of knowledge economy.Therefore,this paper studies the allocation of knowledge resources in the insurance industry from the perspective of resource allocation,and finds that the allocation of knowledge resources is unreasonable,knowledge resources are not fully utilized and knowledge resources are wasted.The unreasonable allocation of knowledge resources in China's insurance enterprises mainly comes from two aspects.On the one hand,the updating speed of knowledge resources is accelerated,the technological progress cycle is shorter and shorter,and the updating speed of knowledge has exceeded any period in history.Therefore,higher requirements should be made on the learning ability of the organization and employees.On the other hand,the sharing of enterprise knowledge resources depends on the completion of knowledge sharing by employees.This paper takes the knowledge resource allocation of anbang insurance company as an example to explore the knowledge resource allocation mechanism of insurance companies.This paper analyzes the factors that affect the efficiency of knowledge resource allocation,constructs the model of knowledge resource sharing,and then proposes the optimized path of knowledge resource to improve the efficiency of knowledge resource allocation and enhance the core competitiveness of enterprises.The research work of this paper mainly includes the following aspects:The research status of knowledge resource allocation at home and abroad is reviewed,and relevant concepts of knowledge resource allocation are understood.Based on the Angle of economics,we get the related theories of knowledge resource allocation,and finally perfect the theoretical framework of knowledge resource allocation.The knowledge resource allocation of anbang insurance company was studied.This paper analyzes the allocation of anbang's knowledge resources with SWOT analysis,and puts forward the dilemma in the allocation of anbang's knowledge resources.The main problems are poor organizational stability,low overall quality of employees,lack of knowledge resources development,lack of institutional guarantee and so on.(3)Construct the influence model of knowledge resource allocation.This paper takes anbang insurance company as a case to analyze the characteristics of the environment and knowledge resources of the insurance industry.This paper analyzes the functional mechanism of knowledge resource allocation from five dimensions: the inherent attribute of knowledge resource,the subject's learning ability,the path of knowledge transmission,the cultural atmosphere and the incentive mechanism.(4)Conclusion and safeguard measures.According to the problems raised in the fifth chapter,the optimization path of knowledge resource sharing of anbang insurance is proposed.Based on the knowledge resource allocation model,this paper puts forward improvement measures from four aspects: improving the learning ability of employees,strengthening the infrastructure of enterprise knowledge resource allocation,perfecting the relevant system of enterprise knowledge resource allocation,and strengthening the knowledge creation in the enterprise...