Study On The Achievements And Problems Of Anhui Rural Commercial Bank Development

Anhui rural commercial bank is based on the original rural credit cooperatives on the restructuring,the Chinese approved by the CBRC and the establishment of the local joint-stock financial institutions.Anhui agricultural firms have always believed that the "three rural" service for the purpose of implementing the firm financial policy level of the rural development,provides for the rural economy the development of Anhui province multi-level,adequate financial support services.Since its inception,Anhui rural commercial bank has made a series of achievements,the growing scale of operation,expanding market share,financial conditions continue to improve,the characteristics of financial services development.However,the development of Anhui Province agrieultural firms are still facing various Many problems,like the industry in the fierce competition,accelerate the process of market interest rates lead to narrowing spreads and the financial impact of the Internet and increasing the external economic environment,in addition to the external economic environment,Anhui rural commercial bank is facing regional development coordination,loans continued to grow in high pressure and put the imbalance in the industry and the investment risk,the risk of non-performing loans.Financial pressure and other operating risks.To solve the above problems,we should own actual situation of environment and the present situation of Anhui Province,the establishment of long-term development strategy,coordinated regional development,the implementation of differentiated business model,cultivate new growth momentum,strengthen risk prevention Awareness,strengthen internal management,to the Anhui Province agricultural firms to achieve healthy,sustainable development has important significance.This paper is divided into six parts.The first part is the introduction,mainly introduces the background and significance,research contents and research methods.The second part is the literature review,reviews the domestic and foreign about rural system cooperative finance,rural credit cooperatives and restructuring problems,research results of rural commercial bank business development.The third part introduces the development course of Anhui Province agricultural firms,agricultural firms from rural credit cooperatives gradually formed joint-stock reform.The fourth part mainly analyzes the effect of the development of Anhui Province agricultural firms,the development.Mode expansion,financial conditions continue to improve as well as the characteristics of financial services development conclusion.The fifth part analyzes the internal and external problems and challenges of Anhui rural commercial bank.The sixth part puts forward the corresponding measures.